$330,000

3106 13th Street, Winthrop Harbor, IL 60096

Active
6 beds 4 baths 2,700 sqft (landlord/tenant/seller) Built 1977 Residential MLS #MRD12557286 209 days on market
Listing courtesy of eXp Realty · 888-574-9405 · il.broker@exprealty.net · MLS #MRD12557286 · Status: Active
SHORT SALE. Home is back on the market and ready for a new buyer. Tucked away at the very end of a quiet street in Winthrop Harbor, this unique L-shaped home offers the perfect blend of privacy, space, and convenience. Sitting on a generous half-acre lot surrounded by mature trees, the property feels like a peaceful retreat while still being minutes from shops, parks, and the shores of Lake Michigan. One wing of the home features a classic bi-level layout with 3 bedrooms, a full basement, and spacious living areas. The second wing offers its own private entrance and living quarters - perfect for extended family, guests, or a home office setup. Together, the two sections create a versatile "two-homes-in-one" design that's hard to find. While the home is move-in ready, a touch of cosmetic updating - fresh carpet, paint, or a kitchen refresh - could truly make it shine and reflect your personal style. Outside, you'll find a backyard sanctuary with room to entertain, garden, or simply unwind under the trees. The location is unbeatable - just steps from the Village Park, Parks & Recreation Department, and a short drive to the Illinois Beach State Park. Whether you're seeking a private escape, multi-generational living, or a smart investment, this property is brimming with potential and charm.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener
Fireplaces
0
Basement
Partially Finished, Partial, Daylight
Additional rooms
Bedroom 5, Bedroom 6
Total rooms
10

Building & exterior

Age
41-50 Years
Exterior
Vinyl Siding, Brick
Roof
Asphalt
Foundation
Brick/Mortar
Patio & porch
Patio, Porch

Parking

Garage spaces
2
Total spaces
8
Parking details
Garage Door Opener, Yes, Garage Owned, Attached, Unassigned, Owned, Garage

Lot & location

Lot dimensions
162 x 157
Township
Benton
County
Lake

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Well
Sewer
Septic Tank
Equipment
Water-Softener Owned, CO Detectors

HOA & community

Assessment includes
None

Schools

Elementary
(1)
Junior high
(1)
High school
Zion-Benton Twnshp Hi School (126)

Taxes & terms

Annual taxes
$10,607 (2023)
Parcel number (PIN)
04093040330000
PIN
04093040330000
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
1/29/2026

Rooms

RoomSizeLevelFlooring
Bedroom 510X9Lower
Bedroom 610X9Lower
Bedroom 212X12SecondCarpet
Bedroom 39X12SecondCarpet
Bedroom 411X9Lower
Dining Room12X10MainHardwood
Family Room9X8Main
Kitchen12X10MainHardwood
Laundry10X10Main
Living Room20X10Basement
Master Bedroom15X10SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2023) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Want to see this home?

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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