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$654,000 SOLD Apr 2026
Listed at $639,000

625 Monterrey Terrace, McHenry, IL 60050

Closed
3 beds 2.5 baths 2,926 sqft (assessor) Built 1984 Residential MLS #MRD12587059 4 days on market
Listing courtesy of Lakes Realty Group · 224-225-1139 · MLS #MRD12587059 · Status: Closed
Rarely do you find a single-level home offering nearly 3,000 square feet of airy, light-filled living space directly on the water! This 3-bedroom, 2.1-bath ranch on the Pistakee Lake channel has been meticulously renovated, offering the perfect blend of modern luxury and "Chain O' Lakes" charm. The heart of the home features a cozy living room and eating area anchored by a gas log fireplace, while the massive family room is bathed in natural light, offering a seamless transition to the outdoors. The layout is designed to bring the outside in: brand-new in 2019 Marvin sliding doors lead from the insulated sunroom to an expansive, recently replaced wood deck, while a second set of patio doors off the guest bedroom leads to a private gazebo. Entertaining is effortless in the large recreation room, complete with a dry bar and custom wooden shutters. Every corner feels fresh, from the three completely remodeled bathrooms to the new carpeting and paint throughout. Major "big-ticket" improvements made in 2019 include: the roof, septic system, whole-house water filtration system, and 200-amp electrical panel. Outside, the property is just as impressive, featuring a private shoreline with a dock and Shore Station. Boaters and hobbyists will love the oversized 2.5-car detached garage, which is a rare 30 feet deep and features a massive 10' high by 16' wide door. With LED lighting and an abundance of extra driveway space for guest vehicles or boat trailers, this property truly has it all. Just pull up the boat and start living the dream!

Property details

Interior

Appliances
Refrigerator, Washer, Dryer, Water Softener Owned
Interior features
Dry Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan
Flooring
Hardwood, Laminate, Carpet, Wood
Fireplaces
1
Fireplace details
Gas Log
Basement
Crawl Space
Laundry
Main Level, In Unit
Additional rooms
Eating Area, Foyer, Recreation Room
Total rooms
9

Building & exterior

Style
Ranch
Age
41-50 Years
Exterior
Brick
Exterior features
Dock
Roof
Asphalt
Windows
Screens, Skylight(s)
Patio & porch
Deck
Other structures
Gazebo, Shed(s)

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage

Lot & location

Lot dimensions
142x120x137x120
Lot description
Channel Front, Water Rights
Township
Grant
County
Lake
Waterfront
Yes

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Shared Well
Sewer
Septic Tank
Equipment
Intercom, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;

HOA & community

Assessment includes
None
Community features
Water Rights, Street Paved

Schools

Elementary
(114)
Junior high
(114)
High school
Grant Community High School (124)

Taxes & terms

Annual taxes
$7,277 (2024)
Parcel number (PIN)
05043011770000
PIN
05043011770000
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
3/11/2026
Sold
4/17/2026
Sold price
$654,000
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