$405,000

2130 Valley Creek Drive, Elgin, IL 60123

Active Under Contract
4 beds 2.5 baths 1,896 sqft (assessor) Built 1986 Residential MLS #MRD12638805 19 days on market
Listing courtesy of One Source Realty · 630-402-0015 · miles@kombrink.com · MLS #MRD12638805 · Status: Active Under Contract
Classic charm meets everyday comfort in this well-maintained 4 bedroom, 2.5 bath Colonial home in the desirable Valley Creek neighborhood of Elgin. Set on a beautifully landscaped lot with mature trees, an inviting front porch and a welcoming community atmosphere, this home is conveniently located within walking distance of parks and the local elementary school. The main level features a spacious living room, formal dining room, eat-in kitchen and a large family room anchored by a cozy gas log fireplace, creating an ideal space for relaxing or entertaining. Upstairs, you'll find four generously sized bedrooms, including the primary suite with its own private bath. An attic fan provides added ventilation and comfort. The partially finished basement expands the living space with a rec room, laundry area, crawlspace storage and plenty of flexibility for a home office, gym or additional storage. Outside, enjoy the backyard deck, patio and storage shed, plus a separate electrical hookup and dedicated breaker that could accommodate a future hot tub or other outdoor features. A 2-car attached garage adds everyday convenience, while thoughtful updates including a smart thermostat, new roof in 2023 and windows approximately eight years old provide added peace of mind in this move-in ready home.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Flooring
Hardwood
Fireplaces
1
Fireplace details
Gas Log, Gas Starter
Basement
Finished, Crawl Space, Partial
Additional rooms
No additional rooms
Total rooms
8

Building & exterior

Style
Colonial
Age
31-40 Years
Exterior
Vinyl Siding
Roof
Asphalt
Windows
Screens
Patio & porch
Deck, Patio
Other structures
Shed(s)
Exposure
South

Parking

Garage spaces
2
Total spaces
2
Parking details
Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
73x110
Lot description
Landscaped, Mature Trees
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Equipment
CO Detectors, Ceiling Fan(s), Fan-Attic Exhaust, Sump Pump

HOA & community

Assessment includes
None
Community features
Park, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Creekside Elementary School (46)
Junior high
Kimball Middle School (46)
High school
Larkin High School (46)

Taxes & terms

Annual taxes
$7,843 (2025)
Parcel number (PIN)
0609427004
PIN
0609427004
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
7/16/2026

Rooms

RoomSizeLevelFlooring
Bedroom 212X10SecondCarpet
Bedroom 315X9SecondCarpet
Bedroom 413X9SecondCarpet
Dining Room12X10MainOther
Family Room20X14MainCarpet
Kitchen19X12MainHardwood
LaundryN/A
Living Room18X12MainCarpet
Master Bedroom15X12SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

Similar homes nearby

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$499,900
4 bd · 3.5 ba · 3,034 sqft
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