$284,900

1028 West Drive, South Elgin, IL 60177

Active Under Contract
2 beds 2 baths 1,040 sqft (assessor) Built 1954 Residential MLS #MRD12660828 70 days on market
Listing courtesy of Illinois Discount Realty · 800-403-8716 · MLS #MRD12660828 · Status: Active Under Contract
A rare opportunity to enjoy beautiful river views from this inviting South Elgin ranch. Cozy and comfortable, this 2 bed, 2 bath home offers effortless one level living in a truly special setting with an oversized two car garage perfect for storing kayaks and bikes. A perfect blend of nature, comfort, and everyday ease. Come and enjoy a peaceful backdrop for morning coffee by the water and quiet evenings by the fireplace.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Range Hood, Water Purifier, Gas Cooktop, Gas Oven
Interior features
1st Floor Bedroom, 1st Floor Full Bath, Granite Counters
Fireplaces
1
Fireplace details
Wood Burning, Gas Starter
Basement
Crawl Space
Laundry
Main Level
Additional rooms
No additional rooms
Total rooms
6

Building & exterior

Style
Ranch
Age
71-80 Years
Exterior
Vinyl Siding
Roof
Asphalt
Foundation
Block
Patio & porch
Deck

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage

Lot & location

Lot dimensions
50X139X50X138
Lot description
Water Rights, Garden
Township
St. Charles
County
Kane
Waterfront
Yes

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Well
Sewer
Septic Tank
Electricity
Circuit Breakers, 100 Amp Service
Equipment
Water-Softener Owned, Security System, Sump Pump, Backup Sump Pump;

HOA & community

Assessment includes
None
Community features
Water Rights, Street Paved

Schools

Elementary
Anderson Elementary School (303)
Junior high
Wredling Middle School (303)
High school
St Charles North High School (303)

Taxes & terms

Annual taxes
$5,132 (2024)
Parcel number (PIN)
0902179008
PIN
0902179008
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
6/4/2026

Rooms

RoomSizeLevelFlooring
Bedroom 212X9MainCarpet
Bedroom 3N/A
Bedroom 4N/A
Dining RoomCOMBOMain
Family Room13X16MainVinyl
Kitchen11X14MainVinyl
Laundry5X6MainVinyl
Living Room12X17MainVinyl
Master Bedroom12X9MainCarpet

What would this home cost per month?

Using this listing's actual tax bill (2024) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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3 bd · 0 ba
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Want to see this home?

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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