$494,900

2460 Otter Creek Lane, Elgin, IL 60123

Active Under Contract
4 beds 2.5 baths Built 1992 Residential MLS #MRD12684680 27 days on market
Listing courtesy of Pach Realty, Inc. · 773-895-8803 · MLS #MRD12684680 · Status: Active Under Contract
Welcome to 2460 Otter Creek Lane! This warm and inviting 4-bedroom, 2.5-bath home offers the perfect blend of space, comfort, and convenience. Nestled in the desirable Woodbridge North community of Elgin, this home is situated on a quiet, tree-lined street while remaining just minutes from the shopping, dining, and entertainment options along Randall Road. Step inside to discover an open and airy floor plan featuring soaring ceilings, abundant natural light, and elegant formal living and dining rooms. A versatile first-floor office provides the ideal space for working from home or can easily serve as a guest bedroom. The spacious kitchen overlooks the cozy family room and breakfast area, creating a seamless flow for everyday living and entertaining. Sliding patio doors lead to a peaceful backyard retreat-perfect for relaxing, gardening, or hosting gatherings. The finished basement adds valuable living space and is ideal for a recreation room, home theater, fitness area, or playroom. Major updates provide added peace of mind, including a newer roof, furnace, air conditioner, and solar panels-all installed within the last five years. Located within the highly sought-after District 301 school system, this home offers an exceptional opportunity to enjoy comfort, convenience, and community in one of the area's most desirable neighborhoods. Schedule your private tour today and discover everything this wonderful home has to offer!

Property details

Interior

Basement
Finished, Full
Additional rooms
Office, Family Room
Total rooms
10

Building & exterior

Age
31-40 Years
Exterior
Aluminum Siding, Brick

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Attached, Garage

Lot & location

Lot dimensions
80x125
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers

HOA & community

Assessment
$175 / annually
Assessment includes
None

Schools

Elementary
(301)
Junior high
(301)
High school
(301)

Taxes & terms

Annual taxes
$4,057 (2025)
Parcel number (PIN)
0621301008
PIN
0621301008
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
6/22/2026

Rooms

RoomSizeLevelFlooring
Office13X11Main
Family Room - Down37X25Basement
Bedroom 211X10SecondHardwood
Bedroom 311X10SecondHardwood
Bedroom 412X10SecondHardwood
Dining Room16X12Main
Family Room19X13Main
Kitchen12X10Main
Laundry13X11Basement
Living Room17X13Main
Master Bedroom17X12SecondHardwood

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Want to see this home?

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