$550,000

3871 Crooked Creek Drive, Elgin, IL 60124

Active
2 beds 2 baths 1,800 sqft (estimated) Built 2016 Residential MLS #MRD12687132 7 days on market
Listing courtesy of Keller Williams Infinity · 630-778-5800 · klrw55@kw.com · MLS #MRD12687132 · Status: Active
This impeccably maintained ranch home with a full finished basement offers comfort, style, and low-maintenance living in the sought-after Regency of Bowes Creek Active Adult Community. Professionally landscaped with great curb appeal and in-ground irrigation system, this home is move-in ready. Inside, you're welcomed by a formal dining room and a versatile third bedroom or office with double doors. The kitchen features 42" white cabinetry with crown molding, granite countertops, LVP flooring, cooktop with hood, wall oven, microwave, and Bosch dishwasher, and opens to a bright eating area and spacious great room-ideal for everyday living and entertaining. Crown molding throughout adds an elegant touch. The primary suite offers a tray ceiling, spacious walk-in closet, and a private bath with dual sinks, separate shower, and soaking tub fed by an on-demand water heater. An additional bedroom is tucked away for privacy and is adjacent to a full hall bath with tub/shower combination. The finished basement provides generous space for recreation, hobbies, or a home gym, while the unfinished area offers abundant storage or future expansion potential. This home comes with a top-of-the-line furnace, air conditioner, humidifier, and whole-house dehumidifier, all only 4 years old. Enjoy outdoor living on the composite deck with a Marygrove awning and removable screens, surrounded by mature, well-designed landscaping maintained by the in-ground irrigation system. Community amenities include a pool, clubhouse, fitness center, and tennis/pickleball courts, with lawn care, snow removal, and front landscaping included-offering a truly low-maintenance lifestyle.
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Property details

Interior

Appliances
Humidifier
Interior features
1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), High Ceilings, Granite Counters
Flooring
Laminate, Carpet
Basement
Partially Finished, Rec/Family Area, Storage Space, Full
Laundry
Main Level, In Unit
Additional rooms
Breakfast Room, Recreation Room, Office, Walk In Closet, Storage
Total rooms
8

Building & exterior

Style
Ranch
Age
6-10 Years
Exterior
Vinyl Siding
Roof
Asphalt
Windows
Window Treatments
Patio & porch
Deck

Parking

Garage spaces
2
Total spaces
2
Parking details
Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
105x51
Township
Plato
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Equipment
Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sprinkler-Lawn, Backup Sump Pump;, Electronic Air Filters

HOA & community

Assessment
$230 / monthly
Assessment includes
Clubhouse, Exercise Facilities, Pool, Lawn Care, Snow Removal
Community features
Clubhouse, Park, Pool, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
(46)
Junior high
(46)
High school
(46)

Taxes & terms

Annual taxes
$11,160 (2025)
Parcel number (PIN)
0525378003
PIN
0525378003
Ownership
Fee Simple w/ HO Assn.
Possession
Lease Back Required, Negotiable
Special conditions
None
Listed
6/24/2026

Rooms

RoomSizeLevelFlooring
Breakfast Room8X8Main
Recreation Room45X18Basement
Office14X13Main
Walk In Closet8X7Main
Storage38X30Basement
Bedroom 213X11Main
Bedroom 3N/A
Bedroom 4N/A
Dining Room18X14Main
Family Room19X15Main
Kitchen14X11Main
Laundry8X7Main
Living RoomN/A
Master Bedroom19X15Main

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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