$385,000

904 Chippewa Drive, Elgin, IL 60120

Active
3 beds (5 possible) 3 baths 2,200 sqft (estimated) Built 1973 Residential MLS #MRD12694344 35 days on market
Listing courtesy of GREAT HOMES REAL ESTATE, INC. · 847-930-5080 · support@greathomesillinois.com · MLS #MRD12694344 · Status: Active
Beautifully maintained 5-bedroom, 3 bath brick veneer ranch offers the space, flexibility, and energy efficiency today's buyers are looking for. The main level features bright, welcoming living areas, three generously sized bedrooms, a versatile bonus room ideal for a home office or flex space, and a convenient first-floor laundry area. The finished basement significantly expands the home's living space with 2 bedrooms and 2 additional bonus rooms, a kitchenette, and a second laundry area-perfect for related living, guest accommodations, a home gym, recreation, or additional workspace. Continue outside to a spacious backyard deck designed for entertaining, along with an oversized 2-car attached garage and a spacious storage shed. A newer solar panel system adds exceptional energy efficiency and the potential for long-term utility savings. Ideally located near parks, shopping, dining, schools, and major commuter routes, this move-in-ready home is also assigned to Lincoln Elementary School and the new Legacy Middle School beginning with the 2026-2027 school year. With versatile living spaces, modern updates, and room to grow, this home offers exceptional value and endless possibilities. Welcome home!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Dryer
Interior features
In-Law Floorplan
Flooring
Laminate
Basement
Finished, Full
Laundry
Main Level, Gas Dryer Hookup, Laundry Closet, Multiple Locations, Sink
Additional rooms
Kitchen, Other Room, Bonus Room, Office, Bedroom 5
Total rooms
11

Building & exterior

Style
Ranch
Age
51-60 Years
Exterior
Vinyl Siding, Brick
Roof
Asphalt
Foundation
Concrete Perimeter
Patio & porch
Deck
Other structures
Shed(s)

Parking

Garage spaces
2
Total spaces
2
Parking details
Concrete, Garage Door Opener, Heated Garage, Yes, Attached, Garage

Lot & location

Lot dimensions
76X152
Township
Elgin
County
Cook

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Public
Sewer
Public Sewer

HOA & community

Assessment includes
None

Schools

Elementary
Lincoln Elementary School (46)
Junior high
(46)
High school
Elgin High School (46)

Taxes & terms

Annual taxes
$6,195 (2024)
Parcel number (PIN)
06071110070000
PIN
06071110070000
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
7/9/2026

Rooms

RoomSizeLevelFlooring
Kitchen- 2nd10X10Basement
Other Room12X10Basement
Bonus Room12X14BasementCeramic Tile
Office9X10MainWood Laminate
Bedroom 511X12BasementTile
Bedroom 212X11MainCarpet
Bedroom 310X11Main
Bedroom 412X14BasementCeramic Tile
Dining Room12X12MainBamboo
Family RoomN/A
Kitchen12X18MainBamboo
Laundry8X8MainWood Laminate
Living Room18X12MainBamboo
Master Bedroom12X14MainCarpet

What would this home cost per month?

Using this listing's actual tax bill (2024) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Want to see this home?

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