$459,000

766 Providence Lane, Crystal Lake, IL 60012

Active
4 beds 2.5 baths 2,473 sqft (assessor) Built 1999 Residential MLS #MRD12697815 19 days on market
Listing courtesy of Baird & Warner · 815-459-1855 · MLS #MRD12697815 · Status: Active
Welcome to your new home! This fantastic 4-bedroom, 2.5-bath home offers an exquisite blend of comfort and style, nestled in a tranquil, sought-after neighborhood. As you enter, you'll be greeted by hardwood floors that flow seamlessly throughout most of the main level, enhancing the warmth and inviting atmosphere. The heart of this home is the spacious kitchen, complete with an spacious eating area, which opens to the family room. Relax by the cozy wood burning fireplace or step outside to the beautifully landscaped, fenced backyard, complete with a brick paver patio, custom fire pit, and a rejuvenating hot tub-perfect for entertaining or peaceful evenings under the stars. The amazing side yard features a play area is not to be missed! With over a third of an acre, you'll appreciate the privacy and tranquility. The highly desirable first floor primary suite boasts a generous walk-in closet and an en-suite bath, while three additional nicely sized bedrooms on the second level providing ample space for versatility. A beautifully finished basement features a recreation area and a flexible room that can be tailored to fit your lifestyle-whether that's an office, exercise space, or playroom. Enjoy the convenience of a first-floor laundry and oversized garage! Noteworthy improvements: New Roof (2020), Windows and 2 Patio doors (2015), Furnace and A/C (2015), 75 gallon water heater (2024), Electric Air Filter (2015), Humidifier (2015), Dishwasher (2020), Microwave (2020), Washer (2025), Primary bathroom remodel (2023), Bathroom upstairs (2024), Basement carpet and paint (2021). Located within the award-winning Prairie Ridge High School District 155, this home is just five minutes from both Crystal Lake Metra and Pingree Train Stations, as well as the vibrant downtown area filled with restaurants and boutiques.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Rented, Humidifier
Interior features
Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)
Flooring
Hardwood
Fireplaces
1
Fireplace details
Wood Burning
Basement
Finished, Crawl Space, Partial
Laundry
Main Level, Gas Dryer Hookup, Electric Dryer Hookup, Sink
Additional rooms
Eating Area, Office, Recreation Room
Total rooms
11

Building & exterior

Style
Traditional
Age
26-30 Years
Exterior
Vinyl Siding, Brick, Cedar
Exterior features
Hot Tub, Fire Pit
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens
Patio & porch
Patio

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
127x205x236
Lot description
Mature Trees
Township
Nunda
County
McHenry

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
200+ Amp Service
Equipment
Water-Softener Rented, CO Detectors, Ceiling Fan(s), Sump Pump, Electronic Air Filters

HOA & community

Assessment
$122 / annually
Assessment includes
Insurance
Community features
Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Husmann Elementary School (47)
Junior high
Hannah Beardsley Middle School (47)
High school
Prairie Ridge High School (155)

Taxes & terms

Annual taxes
$9,893 (2024)
Parcel number (PIN)
1434102012
PIN
1434102012
Ownership
Fee Simple w/ HO Assn.
Possession
Closing, Immediate
Special conditions
None
Listed
8/7/2026

Rooms

RoomSizeLevelFlooring
Eating Area11X10MainHardwood
Office11X8BasementCarpet
Recreation Room33X20BasementCarpet
Bedroom 216X13SecondCarpet
Bedroom 313X11SecondCarpet
Bedroom 411X10SecondCarpet
Dining Room13X12MainHardwood
Family Room15X14MainHardwood
Kitchen12X12MainHardwood
Laundry10X7Main
Living Room17X12MainHardwood
Master Bedroom22X14MainCarpet

What would this home cost per month?

Using this listing's actual tax bill (2024) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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