$399,000

3215 Vista Terrace, McHenry, IL 60050

Active Under Contract
4 beds 3 baths 1,876 sqft (assessor) Built 1984 Residential MLS #MRD12700649 6 days on market
Listing courtesy of Redfin Corporation · 224-699-5002 · MLS #MRD12700649 · Status: Active Under Contract
This one is Traditional in the front and a PARTY in the back! Expanded Raised Ranch Located in the popular McHenry Shores neighborhood close to the river, Moraine Hills State Park and McHenry Dam. This classic floorplan includes a cozy front living room and 3 secondary bedrooms that share a hall bath (updated with Kohler Luxestone in 2026). The custom kitchen has plenty of space, newer appliances, large pantry with pull out drawers and includes a mobile island/work station. The lower level includes a full bath (updated with Luxestone in 2026), laundry room and office space that could be used as a 5th bedroom. The Large addition adds a Primary suite, full bath and 2 walk in closets. The primary suite walks out to the wrap around deck perfect for morning coffee under the pergola and also great for entertaining. The addition adds a large family room with wood burning fireplace that walks out to 1 of 2 patios. The garage floor and front walk were updated in 2026 with a custom concrete surface. The manicured and fully fenced yard is full of perennials, mature trees and a 2nd patio with fire pit. Many windows, the roof, HVAC and appliances have been replaced since 2019.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Water Softener Owned
Interior features
Vaulted Ceiling(s), Walk-In Closet(s), Beamed Ceilings, Dining Combo
Flooring
Laminate, Carpet
Fireplaces
1
Fireplace details
Wood Burning, Attached Fireplace Doors/Screen, Gas Starter
Basement
Finished, Exterior Entry, Full, Walk-Out Access
Laundry
Gas Dryer Hookup, Sink
Additional rooms
Office, Walk In Closet
Total rooms
9

Building & exterior

Style
Bi-Level
Age
41-50 Years
Exterior
Frame
Exterior features
Fire Pit
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens, Skylight(s), Some Wood Windows
Doors
Sliding Doors
Patio & porch
Deck, Patio
Other structures
Shed(s)
Exposure
North,South

Parking

Garage spaces
2
Total spaces
2
Parking details
Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
70x131
Lot description
Mature Trees
Township
Nunda
County
McHenry

Utilities

Heating
Natural Gas, Forced Air, Sep Heating Systems - 2+
Cooling
Central Air
Water
Private
Sewer
Public Sewer
Electricity
Circuit Breakers, 200+ Amp Service
Equipment
Water-Softener Owned, TV Antenna, Ceiling Fan(s)

HOA & community

Assessment includes
None
Community features
Park, Street Paved

Schools

Elementary
Edgebrook Elementary School (15)
Junior high
Mchenry Middle School (15)
High school
Mchenry Campus (156)

Taxes & terms

Annual taxes
$7,910 (2025)
Parcel number (PIN)
1402478003
PIN
1402478003
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
7/17/2026

Rooms

RoomSizeLevelFlooring
Office12X9Walkout BasementCarpet
Walk In Closet8X6MainWood Laminate
Bedroom 214X11MainCarpet
Bedroom 313X10MainCarpet
Bedroom 411X10MainCarpet
Dining Room11X7MainWood Laminate
Family Room21X21Walkout BasementCarpet
Kitchen16X14MainWood Laminate
Laundry14X12Walkout BasementOther
Living Room16X12MainWood Laminate
Master Bedroom17X16MainWood Laminate

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

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