$392,000

1419 Ridge Road, South Elgin, IL 60177

Active
3 beds 3.5 baths 1,734 sqft (assessor) Residential MLS #MRD12703210 24 days on market
Listing courtesy of Charles Rutenberg Realty · 630-929-1100 · MLS #MRD12703210 · Status: Active
** Welcome to 1419 Ridge Rd., a spacious and inviting 3-bedroom, 3.5-bath home perfectly situated on a desirable corner lot in South Elgin. Offering generous living space, a finished basement, and an oversized backyard, this home provides the flexibility and comfort today's buyers are looking for. Step inside to a welcoming floor plan with plenty of room for everyday living and entertaining. The spacious bedrooms offer comfortable retreats, while the finished basement provides valuable additional living space and a full bath(included in the 3.5 bathroom count)-perfect for a recreation room, home office, media area, gym, guest space, or whatever suits your lifestyle. Step outside and discover one of this home's standout features: a **huge backyard with a spacious deck**, creating the perfect setting for summer gatherings, outdoor dining, entertaining, gardening, or simply relaxing and enjoying the extra space. The corner-lot location adds to the home's appeal and outdoor versatility. Recent updates provide added peace of mind, including ** windows (2017), roof (2017), HVAC system (2014), and water heater (2025)**. The **2-car garage** provides convenient parking and additional storage. And there's more! The seller is offering a **2% credit toward the buyer's allowable closing costs and prepaid expenses with an acceptable offer**, subject to lender approval and the terms of the purchase contract. Located near shopping, dining, parks, schools, transportation, and major roadways, this home offers both convenience and comfortable suburban living. **Great space. Great updates. Great outdoor living. Plus a seller incentive that can help make homeownership even more attainable. Schedule your private showing today!**

Property details

Interior

Appliances
Range, Dishwasher, Refrigerator
Basement
Finished, Full
Laundry
Common Area
Additional rooms
Deck, Recreation Room, Bonus Room
Total rooms
9

Building & exterior

Style
Contemporary
Age
31-40 Years
Exterior
Aluminum Siding, Vinyl Siding
Roof
Asphalt

Parking

Garage spaces
2
Total spaces
2
Parking details
Concrete, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
106x74
Township
Elgin
County
Kane

Utilities

Heating
Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers
Equipment
Ceiling Fan(s)

HOA & community

Assessment includes
None
Community features
Park

Schools

Elementary
(46)
Junior high
(46)
High school
(46)

Taxes & terms

Annual taxes
$9,201 (2025)
Parcel number (PIN)
0628478008
PIN
0628478008
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
7/31/2026

Rooms

RoomSizeLevelFlooring
Deck15X11Main
Recreation Room18X8BasementCeramic Tile
Bonus Room14X11BasementCeramic Tile
Bedroom 217X7SecondCarpet
Bedroom 311X10SecondCarpet
Bedroom 4N/A
Dining RoomCOMBOMainLaminate
Family Room12X18MainCarpet
Kitchen12X18MainLaminate
LaundryN/A
Living Room21X8Main
Master Bedroom14X10SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

Similar homes nearby

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$325,000
3 bd · 1.5 ba · 1,420 sqft
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Want to see this home?

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