$180,000

460 N Main Street #N403A, Wauconda, IL 60084

Active
2 beds 2 baths 1,102 sqft (assessor) Built 1974 Residential MLS #MRD12706499 20 days on market
Listing courtesy of Compass · 847-306-6158 · MLS #MRD12706499 · Status: Active
Escape to year-round lakefront living in this well-maintained 2-bedroom, 2-bath condo on Bangs Lake, a full-power spring-fed lake in the heart of downtown Wauconda. Natural light floods the open floor plan through large windows and a private balcony, perfect for morning coffee or watching sunsets over the water. Wood-burning fireplace, updated kitchen, two full baths, and generously sized bedrooms create a comfortable retreat. Lake and grounds views from the balcony. Storage space and dedicated parking included. Harbour Club delivers resort-style living without the upkeep. Private pool, sandy beach, boating and boat slips, kayak area, and an active association that hosts summer beach cookouts. All utilities and exterior maintenance are included in HOA fees, no surprises. Phil's Beach is steps away with swimming, kayak rentals, paddle boards, and row boat options. Downtown Wauconda is walkable with waterfront dining at Docks Bar and Grill and Lindy's, both directly on the lake. Shops, schools, library, parks, and access to Lake County Forest Preserves and the Fox River Trail complete the lifestyle. Bangs Lake is stocked with largemouth bass, bluegill, catfish, crappie, and northern pike. Fishing, jet skiing, tubing, and boating are popular. Public launch options available nearby. This is low-maintenance waterfront living for families, retirees, or anyone who wants lake life without the single-family home upkeep.
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Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Disposal
Interior features
Storage, Walk-In Closet(s)
Fireplaces
1
Fireplace details
Wood Burning
Basement
None
Laundry
Common Area
Additional rooms
No additional rooms
Total rooms
5

Building & exterior

Age
51-60 Years
Stories
4
Entry level
4
Exterior
Brick, Cedar
Exterior features
Balcony, Dock
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens
Doors
Sliding Doors, Sliding Glass Door(s)

Parking

Total spaces
1
Parking details
Assigned, Guest, Yes

Lot & location

Lot dimensions
COMMON
Lot description
Common Grounds, Landscaped, Water Rights, Wooded, Mature Trees
Township
Wauconda
County
Lake
Waterfront
Yes
Water body
BANGS LAKE

Utilities

Heating
Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Equipment
Ceiling Fan(s)

HOA & community

Assessment
$537 / monthly
Assessment includes
Heat, Air Conditioning, Water, Parking, Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, Lake Rights
Amenities
Boat Dock, Coin Laundry, Elevator in Residence, Storage, Party Room, Pool, Security Door Lock(s), Clubhouse, Laundry, Covered Porch, Elevator(s), In Ground Pool, Intercom, Picnic Area, School Bus
Pets
Cats OK

Schools

Elementary
Wauconda Elementary School (118)
Junior high
Wauconda Middle School (118)
High school
Wauconda Comm High School (118)

Taxes & terms

Annual taxes
$3,076 (2024)
Parcel number (PIN)
09262040610000
PIN
09262040610000
Ownership
Condo
Possession
Closing
Special conditions
None
Listed
7/30/2026

Rooms

RoomSizeLevelFlooring
Bedroom 213X11Fourth
Bedroom 3N/A
Bedroom 4N/A
Dining Room14X8FourthCarpet
Family RoomN/A
Kitchen12X10FourthVinyl
LaundryN/A
Living Room14X13FourthCarpet
Master Bedroom15X12FourthCarpet

What would this home cost per month?

Using this listing's actual tax bill (2024) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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