$349,900

649 N Spring Street, Elgin, IL 60120

Active Under Contract
3 beds 2 baths 1,957 sqft (other) Built 1955 Residential MLS #MRD12706768 37 days on market
Listing courtesy of eXp Realty · 888-574-9405 · MLS #MRD12706768 · Status: Active Under Contract
Beautifully maintained and thoughtfully updated, this charming brick home offers 3 bedrooms, 2 baths, and approximately 2,544 total finished square feet, including the finished portion of the basement. Hardwood floors, arched openings, custom built ins, and a stone gas fireplace showcase its classic craftsmanship. The main level includes two bedrooms, including a primary with dual closets, a full bath, and a bright kitchen with abundant cabinetry and pantry storage. The heated four season room features a wood plank ceiling and plenty of natural light, with a rear sliding door opening to a covered brick paver patio. A separate fenced green space provides room for gardening, recreation, or pets. Upstairs, a generous loft/flex area leads to the third bedroom and offers attic storage on both sides. The partially finished basement adds a recreation room, bar area, full bathroom, and ample unfinished storage. Recent improvements include a new roof, gutters, and downspouts in 2024, upgraded PEX plumbing, a newer water heater, and a new A/C condenser and motor. The heated and insulated garage adds year round convenience. Located near schools, outdoor recreation, and everyday amenities, this inviting home offers lasting character and flexible spaces ready to be enjoyed.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Electric Cooktop, Electric Oven
Interior features
Dry Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Bookcases, Dining Combo, Pantry
Flooring
Hardwood, Carpet
Fireplaces
1
Fireplace details
Gas Log
Basement
Partially Finished, Full
Laundry
Gas Dryer Hookup, Electric Dryer Hookup, Laundry Chute, Sink
Additional rooms
No additional rooms
Total rooms
6

Building & exterior

Style
Bungalow
Age
71-80 Years
Exterior
Brick
Exterior features
Outdoor Grill, Breezeway
Roof
Asphalt
Foundation
Concrete Perimeter
Doors
Storm Door(s)
Patio & porch
Porch, Patio

Parking

Garage spaces
2
Total spaces
2
Parking details
Concrete, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
54x132
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air, Sep Heating Systems - 2+
Cooling
Central Air, Window Unit(s)
Water
Public
Sewer
Public Sewer

HOA & community

Assessment includes
None
Community features
Park, Sidewalks, Street Lights, Street Paved

Schools

Elementary
(46)
Junior high
(46)
High school
(46)

Taxes & terms

Annual taxes
$7,896 (2025)
Parcel number (PIN)
0612304001
PIN
0612304001
Ownership
Fee Simple
Possession
Closing
Special conditions
Standard
Listed
7/15/2026

Rooms

RoomSizeLevelFlooring
Bedroom 211X9MainHardwood
Bedroom 315X13SecondCarpet
Bedroom 4N/A
Dining Room9X10Main
Family RoomN/A
Kitchen10X13MainLaminate
LaundryN/A
Living Room27X15MainHardwood
Master Bedroom15X12MainHardwood

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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$375,000
5 bd · 1.5 ba · 2,100 sqft
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