$539,000

2900 Kelly Drive, Elgin, IL 60124

Active
4 beds 2.5 baths 2,979 sqft (landlord/tenant/seller) Built 2006 Residential MLS #MRD12706781 38 days on market
Listing courtesy of Urban Abodes Chicago · 773-676-9000 · MLS #MRD12706781 · Status: Active
Welcome to 2900 Kelly Drive-a beautifully upgraded, move-in-ready home offering nearly 3,000 square feet of living space, plus a full basement with approximately 1,400 additional square feet. Situated on a premium east-facing corner lot overlooking a pond, this impressive full-brick-front home is filled with natural light and features a spacious, fully fenced backyard. The dramatic two-story foyer opens to a thoughtfully designed floor plan with separate living and dining rooms, maple hardwood flooring throughout the main level, modern paint colors, oversized windows, and custom luxury LED lighting. The two-story breakfast area creates a bright and open atmosphere, while the spacious family room features a cozy fireplace. The kitchen offers granite countertops, a glass-tile backsplash, newer appliances, a high-end exhaust hood, a butler's pantry for exceptional storage and preparation space. Upstairs, the expansive primary suite features raised ceilings, upgraded flooring, and two walk-in closets. The private primary bathroom includes a double vanity, separate soaking tub and shower, and an enclosed water closet. Three additional generously sized bedrooms offer recessed lighting and excellent closet space. A separate loft with its own walk-in closet provides flexible space for a home office, playroom, media area, or 5th bedroom that can be easily transform. Additional highlights include new garage door,EV Charger in Garage, a newer roof installed in 2021, and a new furnace and central air-conditioning system installed in 2023 and brand new washer in the laundry. The full basement offers tremendous potential for future living and entertainment space, with mechanical systems positioned to maximize the usable layout. Located within the Waterford subdivision, residents enjoy access to a clubhouse, swimming pool, tennis courts, walking paths, parks, and nearby outdoor recreation. The home is served by Burlington Central Community Unit School District 301 and offers convenient access to the Randall Road corridor, shopping, restaurants, Metra service, and major expressways. Schaumburg, St. Charles, and other surrounding communities are also within easy reach. This exceptional home combines space, upgrades, location, and value-without the wait or added expense of new construction.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Cooktop, Range Hood
Interior features
Cathedral Ceiling(s)
Fireplaces
1
Basement
Unfinished, Full
Laundry
Electric Dryer Hookup, In Unit
Additional rooms
Foyer, Loft
Total rooms
9

Building & exterior

Age
16-20 Years
Exterior
Brick, Fiber Cement
Roof
Asphalt
Foundation
Concrete Perimeter
Doors
Sliding Doors, Panel Door(s)
Patio & porch
Patio

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
98.1X131.5X108.2X127.5
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air, Zoned
Cooling
Central Air
Water
Public
Sewer
Public Sewer

HOA & community

Assessment
$125 / monthly
Assessment includes
Clubhouse, Exercise Facilities, Pool

Schools

Elementary
(301)
Junior high
(301)
High school
(301)

Taxes & terms

Annual taxes
$11,983 (2025)
Parcel number (PIN)
0620451001
PIN
0620451001
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
7/16/2026

Rooms

RoomSizeLevelFlooring
Foyer14X8MainHardwood
Loft14X10SecondCarpet
Bedroom 214X11SecondCarpet
Bedroom 312X11SecondCarpet
Bedroom 414X11SecondCarpet
Dining Room15X12MainHardwood
Family Room20X15MainHardwood
Kitchen15X14MainHardwood
Laundry14X16MainVinyl
Living Room17X15MainHardwood
Master Bedroom25X15SecondWood Laminate

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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