$295,000

442 Churchill Drive #442, Elgin, IL 60124

Active
2 beds 2.5 baths 1,420 sqft (assessor) Built 2006 Residential MLS #MRD12707462 38 days on market
Listing courtesy of Property Economics Inc. · 630-283-2111 · MLS #MRD12707462 · Status: Active
This stunning, totally move-in-ready townhome in Elgin's highly desirable West Ridge community offers the ultimate blend of modern living and suburban convenience! Boasting incredible natural sunlight throughout, the entire home features a freshly painted neutral palette, beautiful luxury vinyl flooring, and upgraded recessed lighting. The open-concept main floor seamlessly connects the living and dining areas to a perfect eat-in kitchen complete with modern stainless steel appliances, updated countertops, an exterior-venting chimney exhaust, and a main-level washer/dryer. Step outside onto the private deck to enjoy your morning coffee, or retreat upstairs to the massive dual-bedroom suites, including a spacious primary retreat with a large walk-in closet and double-vanity bathroom. The versatile lower level adds endless options as a family room, home office, or potential third bedroom alongside an attached 2.5-car garage and major mechanical upgrades (Roof 2022, Furnace/AC/Appliances 2020). Situated in a booming area with top-tier District 301 schools, this investor-friendly complex places you just a short walk from local restaurants and coffee shops, with effortless access to Randall Rd. and Route 20!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
Interior features
Open Floorplan, Granite Counters, Pantry
Basement
None
Laundry
Main Level, In Unit
Additional rooms
No additional rooms
Total rooms
6

Building & exterior

Age
16-20 Years
Stories
3
Entry level
1
Exterior
Vinyl Siding, Brick
Exterior features
Balcony
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens
Patio & porch
Deck

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
COMMON
Lot description
Common Grounds
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers
Equipment
CO Detectors, Ceiling Fan(s)

HOA & community

Assessment
$385 / monthly
Assessment includes
Insurance, Exterior Maintenance, Lawn Care, Snow Removal
Pets
Cats OK, Dogs OK

Schools

Elementary
Country Trails Elementary School (301)
Junior high
Prairie Knolls Middle School (301)
High school
Central High School (301)

Taxes & terms

Annual taxes
$6,155 (2025)
Parcel number (PIN)
0618227017
PIN
0618227017
Ownership
Condo
Possession
Closing
Special conditions
None
Listed
7/16/2026

Rooms

RoomSizeLevelFlooring
Bedroom 213X13SecondCarpet
Bedroom 3N/A
Bedroom 4N/A
Dining Room11X9MainVinyl
Family Room15X12LowerCarpet
Kitchen14X11MainVinyl
Laundry6X6MainCeramic Tile
Living Room13X12MainVinyl
Master Bedroom15X15SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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