$740,000

2198 Sutton Drive, South Elgin, IL 60177

Active Under Contract
4 beds (5 possible) 2.5 baths 3,487 sqft (builder) Built 2000 Residential MLS #MRD12710594 18 days on market
Listing courtesy of Legacy Properties, A Sarah Leonard Company, LLC · 224-999-9100 · MLS #MRD12710594 · Status: Active Under Contract
Stunning 5-bedroom home nestled in the highly sought-after Thornwood community and located within the award-winning St. Charles Community Unit School District 303. A dramatic two-story foyer welcomes you into the formal living room with a tray ceiling and the elegant dining room featuring a tray ceiling and classic wainscoting. The spacious family room is filled with natural light and showcases vaulted ceilings, skylights, and a beautiful brick fireplace. The updated kitchen is a chef's dream with 42" modern white cabinetry, quartz countertops, an expansive island with breakfast bar seating, stainless steel appliances, a pantry closet, eating area, and a built-in hutch with beverage center. A private main-level office with French doors provides the perfect work-from-home space, while the convenient first-floor laundry room and powder room add everyday functionality. Upstairs, a generous loft offers endless possibilities as a recreation room, playroom, or second living area. The luxurious primary suite features a tray ceiling, walk-in closet with custom organizers, and an en-suite bath with double sinks, separate shower, and soaking tub. Three additional spacious bedrooms and a full bath complete the second level. The finished basement provides even more living space with a large rec room, bonus room, fifth bedroom, and half bath. Step outside to the brick paver patio overlooking the professionally landscaped yard, perfect for relaxing or entertaining. Recent updates include new hardwood flooring in the office, newly refinished hardwood floors throughout the main level, roof and gutters (2024), nine new windows (2024), new carpet (2023), and furnace (2018). Enjoy resort-style amenities including a clubhouse, pool, tennis courts, and scenic walking trails, all in a prime location near parks, shopping, dining, and major highways. This exceptional home offers the perfect blend of luxury, space, and convenience-move in and start making memories for years to come!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Washer, Dryer, Disposal
Interior features
Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Hardwood
Fireplaces
1
Basement
Finished, Crawl Space, Partial
Laundry
Main Level, In Unit
Additional rooms
Office, Loft, Breakfast Room, Bedroom 5, Bonus Room, Recreation Room
Total rooms
14

Building & exterior

Age
26-30 Years
Exterior
Vinyl Siding, Brick
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Skylight(s)
Patio & porch
Patio
Exposure
South

Parking

Garage spaces
3
Total spaces
3
Parking details
Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
10800
Township
St. Charles
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Equipment
Water-Softener Owned, Ceiling Fan(s), Sump Pump

HOA & community

Assessment
$175 / quarterly
Assessment includes
Clubhouse, Pool
Community features
Clubhouse, Park, Pool, Tennis Court(s), Sidewalks, Street Lights

Schools

Elementary
Corron Elementary School (303)
Junior high
Wredling Middle School (303)
High school
St Charles North High School (303)

Taxes & terms

Annual taxes
$15,582 (2025)
Parcel number (PIN)
0905380016
PIN
0905380016
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
7/20/2026

Rooms

RoomSizeLevelFlooring
Office12X10MainHardwood
Loft19X11SecondCarpet
Breakfast Room13X11MainHardwood
Bedroom 518X13BasementCarpet
Bonus Room14X13BasementCarpet
Recreation Room18X15BasementCarpet
Bedroom 216X11SecondCarpet
Bedroom 316X11SecondCarpet
Bedroom 413X12SecondCarpet
Dining Room15X12MainCarpet
Family Room18X17MainCarpet
Kitchen13X13MainHardwood
Laundry8X6MainCeramic Tile
Living Room14X14MainCarpet
Master Bedroom20X18SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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