$490,000

445 Kelly Lane, Crystal Lake, IL 60012

Active
3 beds 3 baths 4,618 sqft (assessor) Built 1997 Residential MLS #MRD12712338 13 days on market
Listing courtesy of Keller Williams Success Realty · 847-381-9500 · klrw262@kw.com · MLS #MRD12712338 · Status: Active
Endless possibilities await in this spacious ranch nestled on a beautiful wooded lot! Offering a generous amount of living space, this home features 3 bedrooms, 3 bathrooms, including a beautiful travertine bathroom, two fireplaces, one in the main living area and another in the finished basement. Recessed lighting throughout, and a thoughtfully designed layout that offers both comfort and functionality. The primary suite offers a peaceful retreat with its own adjoining sunroom, where you can relax with your morning coffee while enjoying serene views of nature and watching hummingbirds visit throughout the seasons. The finished basement expands your living space with 2 dedicated areas for an office, perfect for working from home, studying, or pursuing hobbies, along with plenty of room for recreation, entertaining, or storage. The home is equipped with a whole-house water filtration system, water softener, and 200-amp electrical service, providing added convenience and capacity for today's lifestyle. Spend more time enjoying your home and less time on yard work with a manageable backyard that backs to mature woods, creating a tranquil natural backdrop and added privacy. Generous room sizes offer the perfect opportunity to personalize the home to your own style while appreciating its quality features and exceptional layout. Ideally located just minutes from shopping, dining, parks, and everything Crystal Lake has to offer, this home combines comfort, functionality, and a peaceful setting in one exceptional package. Don't miss your opportunity to make this beautiful home your own!

Property details

Interior

Interior features
Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Separate Dining Room
Fireplaces
2
Fireplace details
Gas Log
Basement
Partially Finished, Full
Additional rooms
Eating Area, Den, Office, Sun Room
Total rooms
10

Building & exterior

Style
Ranch
Age
26-30 Years
Exterior
Brick, Cedar
Roof
Asphalt
Foundation
Concrete Perimeter
Patio & porch
Deck
Exposure
East

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Attached, Garage

Lot & location

Lot dimensions
80x103
Township
Nunda
County
McHenry

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
200+ Amp Service

HOA & community

Assessment
$250 / annually
Assessment includes
Insurance
Community features
Park, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Prairie Grove Elementary School (46)
Junior high
Prairie Grove Junior High School (46)
High school
Prairie Ridge High School (155)

Taxes & terms

Annual taxes
$10,201 (2025)
Parcel number (PIN)
1434129012
PIN
1434129012
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
7/31/2026

Rooms

RoomSizeLevelFlooring
Eating Area12X10Main
Den12X13Main
Office15X12Basement
Sun Room13X9Main
Bedroom 212X12Main
Bedroom 315X12Main
Bedroom 4N/A
Dining Room12X14Main
Family Room28X28Basement
Kitchen12X13Main
Laundry6X8Main
Living Room16X26Main
Master Bedroom13X20Main

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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