$419,000

176 S Channing Street, Elgin, IL 60120

Active
4 beds 3.5 baths 2,714 sqft (assessor) Built 2006 Residential MLS #MRD12712673 1 days on market
Listing courtesy of RE/MAX IMPACT · 815-838-5200 · MLS #MRD12712673 · Status: Active
Welcome Home to 176 S. Channing, a beautifully maintained 4-bedroom home offering generous living space, valuable updates, and low-maintenance living in a convenient Elgin location. Built in 2006 the home feels bright, welcoming, and truly move-in ready. The thoughtfully designed main level provides comfortable spaces for everyday living and entertaining. The spacious kitchen features abundant cabinetry, modern appliances, and a cozy dining area perfect for casual meals. All four bedrooms are generously sized, offering flexibility for sleeping, a home office, or additional hobby space. The fully finished basement expands the possibilities even further. Create the ultimate recreation room, home theater, fitness area, playroom, or comfortable guest retreat-the choice is yours. Outside, the minimal-maintenance yard means less time spent on upkeep and more time enjoying your home. The HOA also provides access to approximately three acres of shared green space, offering the benefits of additional outdoor space without the added maintenance. Important improvements include a new roof in 2023, radon mitigation system installed in 2024, and new air conditioning in June 2026. Solar panels provide an additional energy-efficient feature, and the seller will consider satisfying the solar lien in full at closing with an acceptable offer. Conveniently located near shopping, dining, and everyday amenities, this inviting home combines space, comfort, and convenience. Don't miss the opportunity to make it yours!

Property details

Interior

Interior features
Cathedral Ceiling(s), High Ceilings
Flooring
Hardwood
Basement
Finished, Full
Laundry
Main Level, Gas Dryer Hookup, In Unit
Additional rooms
Pantry, Office, Walk In Closet
Total rooms
8

Building & exterior

Age
16-20 Years
Exterior
Other
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Double Pane Windows, Some Tilt-In Windows
Patio & porch
Porch

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
38X116X43X97
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
River
Sewer
Public Sewer
Electricity
Photovoltaics Seller Owned, Photovoltaics Third-Party Owned
Equipment
Ceiling Fan(s), Radon Mitigation System, Security Cameras

HOA & community

Assessment
$50 / monthly
Assessment includes
Insurance, Lawn Care, Snow Removal

Schools

Elementary
Channing Memorial Elementary Sch (46)
Junior high
Ellis Middle School (46)
High school
Elgin High School (46)

Taxes & terms

Annual taxes
$8,593 (2025)
Parcel number (PIN)
0613377029
PIN
0613377029
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/22/2026

Rooms

RoomSizeLevelFlooring
Pantry7X3MainCarpet
Office8X11BasementCarpet
Walk In Closet6X7Second
Bedroom 218X15SecondHardwood
Bedroom 310X12SecondCarpet
Bedroom 49X11Second
Dining Room12X13MainHardwood
Family RoomN/A
Kitchen11X13MainHardwood
Laundry23X7MainVinyl
Living Room23X21MainCarpet
Master Bedroom20X15SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Want to see this home?

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