$629,900

781 Richwood Avenue, Elgin, IL 60124

Active
5 beds (6 possible) 3.5 baths 3,203 sqft (appraiser) Built 2013 Residential MLS #MRD12713587 7 days on market
Listing courtesy of RE/MAX Horizon · 847-931-7500 · ron@foxvalleyhomesales.com · MLS #MRD12713587 · Status: Active
Great curb appeal with partial stone front and large covered front porch! Two-story foyer! Separate formal living room with arch entry, crown and recessed lighting! Separate formal dining room with tray ceiling and double crown molding! Tucked away 1st floor den with extra recessed lighting! Very open two-story family room with cozy gas log stone fireplace and custom beam ceiling! Gourmet eat-in kitchen with custom white cabinetry with crown, granite countertops, stainless steel appliances, walk-in pantry, planning desk with extra cabinets, opens to flex/sun room with vaulted ceiling, plantation shutters and slider to wraparound brick patio with built-in firepit and grill. Nice private fenced yard! Convenient 1st floor bedroom with built-in cubbies when entering from the garage! Large master suite with tray ceiling, crown molding, walk-in closet and upgraded master bath with dual vanity sink, separate whirlpool tub and glass walk-in shower! 2nd floor loft perfect for sitting/play area! Gracious secondary bedrooms! Huge finished basement with full bath with walk-in shower, theatre room with built-ins and full surround sound! Separate flex/TV room! Entire entertainment kitchenette with large center island with pendant lighting and wall of cabinets with wet bar sink and beverage fridge! Excellent 301 Schools! Close to clubhouse, elementary school and miles of walking paths! So much to offer for the price! Priced to sell!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s)
Interior features
Vaulted Ceiling(s), 1st Floor Bedroom
Flooring
Hardwood
Fireplaces
1
Fireplace details
Gas Log, Gas Starter
Basement
Finished, Full
Laundry
Upper Level
Additional rooms
Sun Room, Bedroom 5, Bedroom 6, Den, Loft, Recreation Room, Theatre Room, Kitchen
Total rooms
15

Building & exterior

Style
Traditional
Age
11-15 Years
Exterior
Vinyl Siding, Cedar, Concrete
Exterior features
Outdoor Grill, Fire Pit
Roof
Asphalt
Foundation
Concrete Perimeter
Patio & porch
Patio

Parking

Garage spaces
3
Total spaces
3
Parking details
Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
95x125x91x31x24x69
Lot description
Corner Lot
Township
Plato
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers
Equipment
Ceiling Fan(s), Fan-Attic Exhaust, Sump Pump

HOA & community

Assessment
$377 / quarterly
Assessment includes
Clubhouse, Exercise Facilities, Pool
Community features
Clubhouse, Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
(301)
Junior high
(301)
High school
(301)

Taxes & terms

Annual taxes
$14,266 (2025)
Parcel number (PIN)
0501371007
PIN
0501371007
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
7/24/2026

Rooms

RoomSizeLevelFlooring
Sun Room16X12MainHardwood
Bedroom 511X11MainHardwood
Bedroom 616X14BasementCarpet
Den11X10MainHardwood
Loft15X12SecondHardwood
Recreation Room15X13BasementCarpet
Theatre Room14X12BasementCarpet
Kitchen- 2nd14X13BasementCeramic Tile
Bedroom 212X10SecondCarpet
Bedroom 312X10Second
Bedroom 412X11SecondCarpet
Dining Room20X16MainHardwood
Family Room20X18MainCarpet
Kitchen14X10MainHardwood
Laundry10X6SecondCeramic Tile
Living Room21X15MainHardwood
Master Bedroom20X18SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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