$327,900

431 Bowen Court, Elgin, IL 60120

Active Under Contract
2 beds 2 baths 1,032 sqft (assessor) Residential MLS #MRD12721537 8 days on market
Listing courtesy of Epic Real Estate Group · 847-922-5501 · rafael@epicregroup.com · MLS #MRD12721537 · Status: Active Under Contract
Welcome to this classic Tudor home, ideally located in one of Elgin's historic districts, where timeless character meets modern elegance. Mature trees and a long, freshly paved driveway greet you as you arrive. Inside, a bright and inviting interior showcases finishes thoughtfully selected to enhance the home's architectural charm. The kitchen features custom Slim White Oak cabinetry with warm accent lighting, quartz countertops, a full-height quartz backsplash, stainless steel appliances, and designer finishes that balance style and function. Natural light fills the open living areas, anchored by a striking fireplace with a custom accent wall. Waterproof laminate flooring flows throughout, complemented by two updated bathrooms with sleek tilework, modern fixtures, and illuminated LED mirrors. Spacious bedrooms and a versatile main-floor flex room suit a home office, sitting room, playroom, or studio. The fully finished basement adds even more living space, while a new furnace, central A/C, and water heater offer peace of mind. A detached one-car garage completes the home. Minutes from Downtown Elgin, enjoy local restaurants, cafes, breweries, boutique shopping, the Fox River, and convenient Metra access. A rare opportunity to own a home where historic charm and today's best finishes come together. Schedule your private showing today!

Property details

Interior

Basement
Finished, Full
Additional rooms
Recreation Room
Total rooms
6

Building & exterior

Style
Tudor
Age
Unknown
Exterior
Stucco

Parking

Garage spaces
1
Total spaces
1
Parking details
Yes, Detached, Garage

Lot & location

Lot dimensions
53X84X54X73
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer

HOA & community

Assessment includes
None

Schools

Elementary
Huff Elementary School (46)
Junior high
Ellis Middle School (46)
High school
Elgin High School (46)

Taxes & terms

Annual taxes
$3,559 (2025)
Parcel number (PIN)
0624205007
PIN
0624205007
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/3/2026

Rooms

RoomSizeLevelFlooring
Recreation Room9X10Main
Bedroom 212X11Second
Bedroom 3N/A
Bedroom 4N/A
Dining RoomN/A
Family Room11X15Main
Kitchen11X10Main
LaundryN/A
Living Room11X11Main
Master Bedroom11X13Second

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Want to see this home?

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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