$590,000

717 Monterrey Terrace, McHenry, IL 60051

Active
4 beds (5 possible) 4 baths 2,587 sqft (estimated) Built 1973 Residential MLS #MRD12721960 8 days on market
Listing courtesy of Executive Realty Group LLC · 630-894-1030 · MLS #MRD12721960 · Status: Active
Experience the best of waterfront living in this spacious, beautifully maintained home with direct access to Pistakee Lake and the renowned Chain O'Lakes. Surrounded by peaceful water views, this exceptional property offers 5 generously sized bedrooms, 4 full bathrooms, and plenty of space for entertaining, relaxing, and making lasting memories. The main living area features beautiful hardwood floors and an open, inviting layout. The spacious kitchen is equipped with stainless steel appliances, abundant cabinetry, and extensive countertop space, making it ideal for everyday living and hosting family and friends. The oversized bedrooms provide comfort for everyone, while the luxurious primary suite boasts a massive walk-in closet and a spa-inspired open-concept bath. The full English basement expands your living space with a cozy stone fireplace living area and a fifth bedroom. Step outside to the expansive deck overlooking the water, the perfect place to enjoy morning coffee or evening sunsets. This home has been thoughtfully updated with a new HVAC system, epoxy flooring in the two-car garage, and most furniture and beds are available and may be included or purchased separately, making this an excellent opportunity for a turnkey vacation home or full-time waterfront residence. Don't miss this rare opportunity to own a spacious waterfront retreat with modern updates, exceptional living space, and easy access to one of Northern Illinois' premier boating and recreation destinations.

Property details

Interior

Appliances
Dishwasher, Refrigerator, Stainless Steel Appliance(s), Cooktop, Oven, Range Hood
Interior features
1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)
Flooring
Hardwood
Fireplaces
1
Fireplace details
Wood Burning
Basement
Partially Finished, Full, Daylight
Laundry
In Unit
Additional rooms
Bedroom 5
Total rooms
9

Building & exterior

Style
Traditional
Age
51-60 Years
Exterior
Vinyl Siding
Roof
Asphalt
Foundation
Concrete Perimeter

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage

Lot & location

Lot dimensions
60X120
Lot description
Channel Front, Water Rights
Township
McHenry
County
McHenry
Waterfront
Yes

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Septic Tank

HOA & community

Assessment includes
None

Schools

Elementary
(114)
Junior high
(114)
High school
(124)

Taxes & terms

Annual taxes
$12,776 (2025)
Parcel number (PIN)
5043010030
PIN
5043010030
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/1/2026

Rooms

RoomSizeLevelFlooring
Bedroom 514X15BasementOther
Bedroom 212X12MainCarpet
Bedroom 313X18SecondCarpet
Bedroom 413X15SecondCarpet
Dining Room15X13MainHardwood
Family Room22X30BasementOther
Kitchen15X12MainHardwood
Laundry13X13BasementOther
Living Room19X15MainCarpet
Master Bedroom20X14SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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