$309,000

207 Second Street, Elgin, IL 60123

Active
2 beds 1 baths 996 sqft (assessor) Built 1950 Residential MLS #MRD12723101 8 days on market
Listing courtesy of Coldwell Banker Realty · 773-631-8300 · MLS #MRD12723101 · Status: Active
Welcome home to this beautifully updated 2-bedroom, 1-bath home offering comfort and convenience. The enclosed front porch welcomes you into the home and provides a cozy space to enjoy year-round. The property features a heated attached garage with A/C, carport, and a long driveway with parking for up to 8 cars. The bathroom has been thoughtfully updated with a walk-in shower with handrails, along with a new toilet, sink, and vanity. Throughout the home, new vinyl plank flooring adds a modern look. The freshly painted kitchen features granite countertops, recessed lighting, and LED under- cabinet lighting. The primary bedroom features vaulted ceilings and a French door leading to the back deck. The private fenced backyard offers room to relax and entertain, with an updated deck and a heated workshop in the back-ideal for hobbies, projects, or additional storage. Additional improvements include new siding and gutters in 2023 and a Navien hot water heater installed in 2024. With approximately $60,000 in updates and upgrades, this home offers exceptional value and plenty of desirable features. Located near parks, schools, shopping, dining, and major roadways, this home puts everything Elgin has to offer within easy reach. Don't miss this wonderful opportunity to own a home in a great location. Schedule your private showing today!

Property details

Interior

Basement
None
Laundry
In Garage
Additional rooms
Enclosed Porch
Total rooms
5

Building & exterior

Age
71-80 Years
Exterior
Vinyl Siding

Parking

Garage spaces
1
Total spaces
1
Parking details
Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
60.00 X 153.00
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Public
Sewer
Septic Tank

HOA & community

Assessment includes
None

Schools

Elementary
(46)
Junior high
(46)
High school
(46)

Taxes & terms

Annual taxes
$4,239 (2022)
Parcel number (PIN)
0622101002
PIN
0622101002
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/18/2026

Rooms

RoomSizeLevelFlooring
Enclosed Porch11X5Main
Bedroom 210X8Main
Bedroom 3N/A
Bedroom 4N/A
Dining Room10X10MainPlank
Family RoomN/A
Kitchen17X10Main
LaundryN/A
Living Room13X13Main
Master Bedroom17X14MainParquet

What would this home cost per month?

Using this listing's actual tax bill (2022) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Want to see this home?

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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