$450,000

1092 N Camden Lane, South Elgin, IL 60177

Active Under Contract
4 beds 3.5 baths 2,148 sqft (estimated) Built 1994 Residential MLS #MRD12723157 5 days on market
Listing courtesy of Redfin Corporation · 312-836-4263 · MLS #MRD12723157 · Status: Active Under Contract
This spacious four-bedroom, three-and-a-half-bath home in South Elgin offers an exceptional layout with generous livable space across every level. Beautiful gleaming hardwood flooring welcomes you through the main level, featuring a separate living room, a formal dining room, main-floor laundry, and a large eat-in kitchen that opens directly to a private balcony. Upstairs, the impressive primary bedroom boasts high ceilings and a private ensuite bath, complemented by two additional bedrooms and another full bathroom. The fully finished walkout basement serves as a fantastic retreat or guest suite, complete with a recreation room, dry bar, fourth bedroom, full bath, and direct access to a picturesque outdoor setting featuring a pond view. Outstanding recent updates enhance the entire property, including a newly replaced refrigerator, dishwasher, and washer from 2025, an HVAC system fully serviced in 2025 with an added UV air purifier, a reliable 2017 water heater, and a fresh deck, patio, retaining wall, and professional landscaping completed in June 2026.
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Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Owned
Interior features
Vaulted Ceiling(s), Dry Bar, Walk-In Closet(s)
Flooring
Hardwood
Basement
Finished, Full, Walk-Out Access
Laundry
Main Level, Electric Dryer Hookup, Laundry Closet
Additional rooms
Foyer
Total rooms
8

Building & exterior

Age
31-40 Years
Exterior
Vinyl Siding
Windows
Blinds, Drapes, Screens
Doors
Mirrored Closet Door(s), Sliding Doors
Patio & porch
Deck, Patio, Porch
Exposure
North,West,Lake/Water

Parking

Garage spaces
2
Total spaces
2
Parking details
Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
100 x 60
Township
St. Charles
County
Kane
Waterfront
Yes

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers
Equipment
Water-Softener Owned, CO Detectors, Air Purifier, Radon Mitigation System

HOA & community

Assessment includes
None
Community features
Park, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Anderson Elementary School (303)
Junior high
Wredling Middle School (303)
High school
St Charles North High School (303)

Taxes & terms

Annual taxes
$9,504 (2025)
Parcel number (PIN)
0903133009
PIN
0903133009
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/6/2026

Rooms

RoomSizeLevelFlooring
Foyer7X6MainHardwood
Bedroom 212X9SecondCarpet
Bedroom 312X11SecondCarpet
Bedroom 412X11Walkout BasementWood Laminate
Dining Room12X9MainHardwood
Family Room23X21Walkout BasementCarpet
Kitchen12X12MainHardwood
Laundry5X4MainCeramic Tile
Living Room12X15MainHardwood
Master Bedroom14X12SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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3 bd · 3.5 ba · 1,723 sqft
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