$699,000

115 Cardinal Court, Island Lake, IL 60042

Active
5 beds 4 baths 2,956 sqft (assessor) Built 2000 Residential MLS #MRD12723826 1 days on market
Listing courtesy of Coldwell Banker Realty · 847-222-5000 · MLS #MRD12723826 · Status: Active
Some homes captivate from the moment you arrive; others leave an impression that endures long after you've left. This extraordinary waterfront estate accomplishes both. Perfectly positioned on a private hillside cul-de-sac, this sprawling all-brick and stone ranch commands one of the most breathtaking aerial water views imaginable. Set on an exceptional 150 feet of private shoreline, the property is one of only 18 exclusive residences surrounding a pristine private lake, where crystal clear waters, sandy beaches, and a composite pier create an unparalleled resort inspired lifestyle. An expansive driveway welcomes guests to the oversized three-car garage before arriving at a charming front porch that sets the tone for the home's warm sophistication. Inside, a spectacular vaulted foyer immediately frames panoramic lake views, creating an unforgettable first impression. Adjacent to the foyer, the elegant vaulted dining room offers picturesque views of the manicured front grounds while providing the perfect setting for intimate dinners or grand scale entertaining. Just beyond is an extraordinary vaulted eat-in kitchen beautifully appointed with 36 inch hickory cabinetry, granite countertops, stainless steel appliances, double oven, a reverse osmosis system, an oversized preparation island, and a breakfast bar overlooking the dining nook. Surrounded by panoramic lake views on three sides, the breakfast area seamlessly transitions to a spacious composite deck and an exceptional three season room. Designed to embrace its remarkable surroundings, the three season room offers uninterrupted views of the lake, beach, and patio, creating the perfect retreat for every season. Flowing effortlessly from the kitchen, the dramatic vaulted family room showcases custom built-ins, a stunning brick fireplace, and walls of windows that place the tranquil waterfront scenery at center stage. A private bedroom wing, thoughtfully separated by its own entrance, offers ADA compliant hallway and doorway widths, three generously sized bedrooms, and two full bathrooms. Two of the bedrooms enjoy spectacular water views and are connected by a well designed Jack-and-Jill bath featuring a virtually zero-threshold shower and separate dual vanity area. The third bedroom is conveniently located adjacent to an additional full hall bathroom. Occupying its own private wing, the luxurious primary suite is a peaceful sanctuary overlooking the lake. Sliding glass doors open onto a private composite deck with elevated views of the patio and shoreline, while the suite is complemented by an expansive walk-in closet and a spa-inspired bath featuring an oversized whirlpool tub, steam shower, dual vanities, and a private water closet. The main level is further enhanced by Brazilian teak flooring throughout, a private executive office, and a well appointed laundry room complete with a dedicated dog wash station. The finished walkout lower level evokes the warmth and character of an upscale mountain lodge, featuring treated fire-resistant timber throughout, an impressive custom bar, spacious media and recreation areas, a cozy fifth bedroom, a full bath with sauna and shower, and direct access to the lakeside patio. A separate workshop or recreational storage area with double door exterior access provides exceptional flexibility for hobbies, watercraft, or recreational equipment. Additional exterior storage, conveniently accessed from the patio, offers ample space for lake toys, outdoor furniture, and lawn equipment. Completing this exceptional residence is the peace of mind of a whole house generator. Offering an unrivaled combination of luxury, privacy, and resort-style waterfront living, this is a rare opportunity to own one of the lake's most extraordinary properties.

Property details

Interior

Appliances
Double Oven, Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Cooktop, Oven, Range Hood, Water Softener Owned, Gas Cooktop, Humidifier
Interior features
Vaulted Ceiling(s), Sauna, Wet Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, Open Floorplan, Granite Counters, Separate Dining Room
Flooring
Hardwood
Fireplaces
2
Fireplace details
Attached Fireplace Doors/Screen, Gas Log, Gas Starter, More than one
Basement
Finished, Exterior Entry, Egress Window, 9 ft + pour, Rec/Family Area, Sleeping Area, Storage Space, Daylight, Full, Walk-Out Access
Laundry
Main Level
Additional rooms
Bedroom 5, Breakfast Room, Office, Recreation Room, Media Room, Foyer, Storage, Walk In Closet, Sun Room
Total rooms
12

Building & exterior

Style
Ranch
Age
26-30 Years
Exterior
Brick, Stone
Exterior features
Fire Pit, Dock
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens
Patio & porch
Deck, Patio, Porch, Screened
Other structures
Workshop, Shed(s), Boat Dock

Parking

Garage spaces
3
Total spaces
3
Parking details
Asphalt, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
80x172x149x31x84x149
Lot description
Cul-De-Sac, Landscaped, Water Rights
Township
Nunda
County
McHenry
Waterfront
Yes

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Well
Sewer
Public Sewer
Electricity
200+ Amp Service
Equipment
Water-Softener Owned, Central Vacuum, CO Detectors, Ceiling Fan(s), Fan-Whole House, Sump Pump, Generator

HOA & community

Assessment includes
None
Community features
Water Rights, Curbs, Street Paved

Schools

Elementary
Cotton Creek School (118)
Junior high
Matthews Middle School (118)
High school
Wauconda Community High School (118)

Taxes & terms

Annual taxes
$14,884 (2025)
Parcel number (PIN)
1517476029
PIN
1517476029
Ownership
Fee Simple
Possession
Closing
Special conditions
List Broker Must Accompany
Listed
8/31/2026

Rooms

RoomSizeLevelFlooring
Bedroom 518X16Walkout BasementPorcelain Tile
Breakfast Room12X11MainHardwood
Office15X8MainHardwood
Recreation Room20X12Walkout BasementPorcelain Tile
Media Room20X20Walkout BasementPorcelain Tile
Foyer15X5MainTravertine
Storage28X24Walkout BasementOther
Walk In Closet11X7MainHardwood
Sun Room15X12MainCarpet
Bar/Entertainment13X8Walkout BasementPorcelain Tile
Bedroom 215X13MainHardwood
Bedroom 316X12MainHardwood
Bedroom 416X12MainHardwood
Dining Room15X12MainHardwood
Family Room21X18MainHardwood
Kitchen13X13MainHardwood
Laundry13X6MainCeramic Tile
Living RoomN/A
Master Bedroom17X15MainHardwood

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

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Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

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🏠 This home is in Rolling Oaks — see the community's listings, sold prices, and market stats.

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