$495,000

4400 Riverside Drive, Crystal Lake, IL 60014

Active
3 beds 2.5 baths 1,404 sqft (assessor) Built 1942 Residential MLS #MRD12727306 7 days on market
Listing courtesy of 4 Sale Realty Advantage LLC · 847-601-9359 · dann4sr1@comcast.net · MLS #MRD12727306 · Status: Active
MOTIVATED SELLER! NO WATER INTRUSION DURING FLOODS! Waterfront Living at Its Best - No HOA! Welcome to your riverfront retreat! This beautifully updated 3-bedroom, 2.5-bath home sits on a rare, level double lot with 80 feet of direct river frontage-ideal for waterskiing, boating, kayaking, paddle boarding, and fishing right from your backyard. "Bonus Value: The square footage for this home is deceptively spacious. The entire second floor (comprising bedrooms, bathrooms, laundry, and storage above the garage) is not included in the primary square footage count, offering significantly more functional room than meets the eye." The deep-water pier is ready for all your toys and adventures! Enjoy the outdoors in every season-watch abundant wildlife, snowmobile in winter, or gather around the fire pit under the stars. Inside, you'll find a bright, nautical cottage-inspired interior featuring new luxury vinyl plank flooring, fresh finishes, and newer stainless steel appliances in the open-concept kitchen. The spacious layout offers plenty of room to entertain, unwind, or simply take in the stunning water views. Additional highlights include an attached 2-car garage, ample parking, and a golf cart-friendly neighborhood. You'll also appreciate the new septic system (installed 2023) for added peace of mind. With no HOA restrictions, this home offers true flexibility-perfect as a full-time residence, weekend getaway, or high-performing short-term rental (Airbnb or VRBO). Don't miss this rare opportunity to own your own slice of riverfront paradise-where every day feels like vacation!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
Fireplaces
1
Fireplace details
Gas Log
Basement
None
Laundry
In Unit
Additional rooms
Mud Room
Total rooms
6

Building & exterior

Style
Cape Cod
Age
81-90 Years
Exterior
Vinyl Siding
Exterior features
Boat Slip, Fire Pit
Roof
Asphalt
Foundation
Concrete Perimeter
Patio & porch
Deck
Exposure
South

Parking

Garage spaces
2
Total spaces
8
Parking details
Garage Door Opener, Yes, Garage Owned, Attached, Driveway, Other, Garage

Lot & location

Lot dimensions
10777
Lot description
Water Rights
Township
Nunda
County
McHenry
Waterfront
Yes
Water body
FOX RIVER

Utilities

Heating
Natural Gas, Electric, Forced Air, Sep Heating Systems - 2+
Cooling
Central Air
Water
Well
Sewer
Septic Tank
Electricity
Circuit Breakers
Equipment
Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump

HOA & community

Assessment includes
None
Community features
Water Rights, Street Lights, Street Paved

Schools

Elementary
Prairie Grove Elementary School (46)
Junior high
Prairie Grove Junior High School (46)
High school
Prairie Ridge High School (155)

Taxes & terms

Annual taxes
$6,947 (2025)
Parcel number (PIN)
1530276007
PIN
1530276007
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/7/2026

Rooms

RoomSizeLevelFlooring
Mud Room7X6Main
Bedroom 220X19SecondCarpet
Bedroom 320X18MainCarpet
Bedroom 4N/A
Dining Room19X12MainVinyl
Family RoomN/A
Kitchen11X16MainVinyl
Laundry13X10SecondHardwood
Living Room19X16MainVinyl
Master Bedroom23X16SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

Similar homes nearby

$549,900
4 bd · 2.5 ba · 2,871 sqft
4320 Giant Oak Drive, McHenry, IL 60051
$414,900
4 bd · 2.5 ba · 2,000 sqft
4433 Wildwood Drive, Crystal Lake, IL 60014
$415,000
4 bd · 3 ba · 3,084 sqft
4712 Wildwood Drive, McHenry, IL 60051
Want to see this home?

The Dawn Simmons Team (RE/MAX Suburban) can show you any listed property and give you a straight answer on what it's really worth. Call/text Josh at (224) 628-4013.

Ask About This Home →

Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

Based on information submitted to the MLS GRID as of 2026-08-26 02:23:03. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.

IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MLS GRID. Use of this site's search and display of listing data is subject to our Terms of Use. Some listings have been excluded from this website.

Any use or search of data on this website, other than by a consumer looking to purchase real estate, is prohibited. © 2026 MRED. See our DMCA notice.

Call now Text Josh
Text Josh