$445,000

640 Ash Street, Algonquin, IL 60102

Active Under Contract
5 beds 3 baths 2,992 sqft (estimated) Built 1978 Residential MLS #MRD12728149 10 days on market
Listing courtesy of Keller Williams Inspire - Geneva · 630-262-9500 · carriegarstecki@etopsuccess.com · MLS #MRD12728149 · Status: Active Under Contract
MULTI-GENERATIONAL LIVING AT ITS BEST! Welcome to 640 Ash Street, offering 5 bedrooms, 3 full baths, a possible 6th bedroom, and a private in-law suite with its own separate entrance! This flexible layout provides incredible options for extended family, guests, a home office, or additional living space. The main home features a remodeled kitchen (2016), newer windows, fresh paint, and professionally cleaned carpets. For added convenience, laundry hookups are available on the main level AND within the in-law suite. The outdoor space is just as inviting! Enjoy a fully fenced backyard featuring a deck plus a patio with pergola-perfect for summer entertaining, grilling, or relaxing outdoors. An expanded driveway provides plenty of additional parking. Located on a quiet street with beautiful lush greenery directly across the street, this home offers a peaceful setting while still being close to everything Algonquin has to offer. Major updates include siding and gutters (2016) and roof (2019). If you've been searching for a home with SPACE, FLEXIBILITY, and a true separate in-law living arrangement, this is one you don't want to miss. Schedule your showing today!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Interior features
In-Law Floorplan
Flooring
Laminate
Fireplaces
1
Basement
Finished, Full, Walk-Out Access
Laundry
Gas Dryer Hookup, Multiple Locations
Additional rooms
Kitchen, Bedroom 5, Den, Recreation Room
Total rooms
12

Building & exterior

Age
41-50 Years
Exterior
Brick, Cedar
Roof
Asphalt
Foundation
Concrete Perimeter
Patio & porch
Deck, Patio
Other structures
Pergola, Shed(s)

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
173X69X177X51
Lot description
Nature Preserve Adjacent, Wooded
Township
Algonquin
County
McHenry

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Equipment
Ceiling Fan(s), Sump Pump

HOA & community

Assessment includes
None
Community features
Sidewalks, Street Lights

Schools

Elementary
Eastview Elementary School (300)
Junior high
Algonquin Middle School (300)
High school
Dundee-Crown High School (300)

Taxes & terms

Annual taxes
$9,250 (2025)
Parcel number (PIN)
1927330025
PIN
1927330025
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/8/2026

Rooms

RoomSizeLevelFlooring
Bedroom 512X27LowerCarpet
Den11X13LowerCarpet
Recreation Room29X15LowerCarpet
Kitchen- 2nd16X10LowerLaminate
Bedroom 212X14MainCarpet
Bedroom 312X13MainCarpet
Bedroom 411X14SecondCarpet
Dining RoomCOMBOMainLaminate
Family Room24X26SecondCarpet
Kitchen15X18MainLaminate
Laundry14X7MainLaminate
Living Room16X23MainLaminate
Master Bedroom15X17MainCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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