$899,900

449 N Bay Tree Circle, Vernon Hills, IL 60061

Active
4 beds 3.5 baths 3,054 sqft (landlord/tenant/seller) Built 2002 Residential MLS #MRD12729644 7 days on market
Listing courtesy of Beycome Brokerage Realty LLC · 804-656-5007 · MLS #MRD12729644 · Status: Active
Beautifully situated overlooking Harvey Lake, this exceptional residence is one of Bay Tree's largest models. It includes 4 bedrooms, 3 full bathrooms plus a powder room, a professionally finished walkout basement, two private decks, a patio, and a thoughtfully designed floor plan for comfortable everyday living and entertaining. The inviting main level features elegant crown molding, quality millwork, recessed lighting, and hardwood flooring throughout most of the home. The gourmet kitchen is appointed with upgraded premium cabinetry with elegant crown molding, upgraded appliances, and opens to the breakfast area and deck, creating seamless indoor and outdoor living while enjoying beautiful Harvey Lake views. The impressive primary suite features a volume ceiling, recessed lighting, an adjoining sitting room, a spacious organized walk-in closet, two additional wall closets with custom organizers, and a luxurious bath with dual raised vanities, a walk-in shower, and a private water closet with a window that brings in abundant natural light. The primary suite also features direct access to a private deck overlooking Harvey Lake, creating a peaceful retreat. Two secondary bedrooms feature beautiful box bay windows, and one also showcases an elegant tray ceiling, adding architectural character and abundant natural light. The professionally finished walkout basement was custom designed using a detailed architectural floor plan to maximize space, functionality, and comfort. It features a spacious recreation area, home theater wiring, a bedroom with a walk-in closet, a full bathroom with a whirlpool tub, generous storage, and direct access to the patio and beautifully landscaped backyard. Outdoor living is enhanced by two private decks, a patio, mature landscaping, and peaceful Harvey Lake views. The upper deck off the kitchen and breakfast area provides an inviting space for outdoor dining and relaxing, while the private deck off the primary suite provides a peaceful setting overlooking the lake. Additional features include an EV charging station, overhead garage ceiling storage, bicycle hanging hangers, and a convenient location close to shopping, restaurants, parks, golf courses, the Metra station, and highly rated Vernon Hills schools. A rare combination of a premium Harvey Lake setting, exceptional living space, thoughtful architectural design, and everyday convenience makes this a truly special Bay Tree residence.

Property details

Interior

Basement
Finished, Exterior Entry, Storage Space, Daylight, Full
Additional rooms
No additional rooms
Total rooms
8

Building & exterior

Age
21-25 Years
Stories
3
Entry level
1
Exterior
Stucco, Brick Veneer, Fiber Cement
Exterior features
Balcony, Other
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens
Patio & porch
Patio

Parking

Garage spaces
2
Total spaces
2
Parking details
Yes, Attached, Garage

Lot & location

Lot dimensions
condo
Township
Vernon
County
Lake
Waterfront
Yes

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Lake Michigan
Sewer
Public Sewer, Storm Sewer

HOA & community

Assessment
$425 / monthly
Assessment includes
Insurance, Exterior Maintenance, Lawn Care, Snow Removal
Pets
Cats OK, Dogs OK

Schools

Elementary
(73)
Junior high
(73)
High school
(128)

Taxes & terms

Annual taxes
$13,429 (2025)
Parcel number (PIN)
11332090120000
PIN
11332090120000
Ownership
Condo
Possession
Negotiable
Special conditions
Standard
Listed
8/10/2026

Rooms

RoomSizeLevelFlooring
Bedroom 213X11Second
Bedroom 311X11Second
Bedroom 413X11Walkout Basement
Dining Room15X12Main
Family Room23X13Walkout Basement
Kitchen15X14Main
Laundry7X9Second
Living Room15X15Main
Master Bedroom27X14Second

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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