$465,000

1 Stratford Court, South Elgin, IL 60177

Active
3 beds (4 possible) 2.5 baths 2,500 sqft (landlord/tenant/seller) Built 1998 Residential MLS #MRD12729911 8 days on market
Listing courtesy of Circle One Realty · 630-528-2300 · ryan@circleonerealty.com · MLS #MRD12729911 · Status: Active
This beautifully updated home sits on a corner lot in a quiet cul-de-sac in the sought-after River Ridge Subdivision, offering access to top-rated D303 St. Charles schools. Step into a light-filled entryway with soaring ceilings, a dramatic loft overlooking the foyer, and a refinished staircase that sets the tone for this move-in-ready home. The spacious living room flows into the formal dining room, all featuring gleaming hardwood floors on the main level. The dining room includes custom wood ceiling beams, adding architectural charm. The central kitchen has been thoughtfully updated with refinished cabinetry, granite countertops, a mosaic tile backsplash, new stainless steel hood, new dishwasher, and crown molding at the upper cabinets. A large island and breakfast bar offer extra prep and seating space, while the adjacent eating area includes a sliding glass door enhanced with a custom trim box and crown molding for added style and dimension. Oak trim at the downstairs windows adds warmth and detail throughout the main living spaces. The open-concept family room features a stunning stone gas fireplace and custom ceiling beams with integrated dimmable lighting-a perfect space to unwind or entertain. A convenient mudroom/laundry room includes custom-built shoe shelves and a wall-mounted coat rack for practical everyday use. Upstairs, enjoy wood laminate flooring throughout. The spacious primary suite features a walk-in closet, double vanity, and dual sinks. The upstairs bathrooms have been updated with new angle stop valves for added efficiency and peace of mind. The finished basement adds flexible living space and includes an additional bedroom, perfect for guests, a home office, or playroom. In the rec room, you'll find a custom-built liquor shelf, perfect for entertaining, and a dedicated storage room with built-in shelving for optimal organization. Outside, enjoy professional landscaping, a rear patio, deck, and basketball hoop, making the backyard perfect for entertaining or play. A dedicated storage deck provides space for outdoor essentials. Additional updates include a newer roof, siding, and faux stone panels work on the front exterior, new water heater and stair carpet runner all boosting curb appeal and long-term value. Fresh interior paint throughout gives the home a clean, modern look. Don't miss your chance to own this stylish, custom-detailed, and well-maintained home in a fantastic location!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Range Hood
Interior features
Vaulted Ceiling(s)
Flooring
Hardwood, Laminate
Fireplaces
1
Fireplace details
Gas Starter
Basement
Finished, Full
Laundry
Main Level
Additional rooms
Loft, Great Room, Foyer, Walk In Closet
Total rooms
10

Building & exterior

Style
Contemporary
Age
26-30 Years
Exterior
Vinyl Siding, Other
Roof
Asphalt
Foundation
Concrete Perimeter
Patio & porch
Deck, Patio
Other structures
Shed(s)
Exposure
West

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
0.24
Lot description
Corner Lot, Cul-De-Sac
Township
St. Charles
County
Kane

Utilities

Heating
Natural Gas, Electric
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
200+ Amp Service
Equipment
Water-Softener Owned, Sump Pump

HOA & community

Assessment includes
None
Community features
Park, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Anderson Elementary School (303)
Junior high
Wredling Middle School (303)
High school
St Charles North High School (303)

Taxes & terms

Annual taxes
$8,332 (2025)
Parcel number (PIN)
0903281004
PIN
0903281004
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/11/2026

Rooms

RoomSizeLevelFlooring
Loft11X13SecondWood Laminate
Great Room30X24BasementCarpet
Foyer10X11MainHardwood
Walk In Closet5X10SecondWood Laminate
Bedroom 210X10SecondWood Laminate
Bedroom 311X10SecondWood Laminate
Bedroom 410X12BasementCarpet
Dining Room11X10MainHardwood
Family Room18X14MainHardwood
Kitchen15X10MainHardwood
Laundry8X11MainVinyl
Living Room13X12MainHardwood
Master Bedroom15X13SecondWood Laminate

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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