$300,000

319 Oak Street, Elgin, IL 60123

Active Under Contract
2 beds 1 baths 1,491 sqft (assessor) Built 1923 Residential MLS #MRD12732802 5 days on market
Listing courtesy of Inspire Realty Group LLC · 847-489-3476 · chris@inspirerealtygroup.com · MLS #MRD12732802 · Status: Active Under Contract
Charming bungalow in a convenient Elgin location, just minutes from downtown Elgin! This well-maintained home offers comfortable living spaces, abundant natural light, and plenty of storage throughout. The light-filled main level features a spacious living room with an abundance of windows, a nicely sized dining room, two generously sized bedrooms, a versatile den/office, and a full bathroom. The main level has been freshly painted, creating a bright and inviting atmosphere. The kitchen offers tons of cabinet space and plenty of room to accommodate your everyday needs. The finished basement provides additional living space with a large recreation room, along with plenty of storage and a workspace in the utility room. Enjoy your morning coffee or unwind at the end of the day on the enclosed front porch surrounded by windows, or head outside to the patio and peaceful yard. A storage shed provides even more space for tools and outdoor equipment. The property also features a driveway with parking for multiple vehicles and a 1-car garage. Ideally located within a short distance of schools, downtown Elgin, the Metra train station, and Wing Park. A great opportunity to own a charming home in a convenient location!

Property details

Interior

Basement
Partially Finished, Full
Additional rooms
Den, Screened Porch
Total rooms
6

Building & exterior

Age
100+ Years
Exterior
Aluminum Siding
Roof
Asphalt

Parking

Garage spaces
1
Total spaces
1
Parking details
Concrete, Yes, Detached, Garage

Lot & location

Lot dimensions
49X201X49X201
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Public
Sewer
Public Sewer

HOA & community

Assessment includes
None

Schools

Elementary
(46)
Junior high
(46)
High school
(46)

Taxes & terms

Annual taxes
$5,347 (2025)
Parcel number (PIN)
0623276013
PIN
0623276013
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/13/2026

Rooms

RoomSizeLevelFlooring
Den7X12Main
Screened Porch6X26Main
Bedroom 210X12Main
Bedroom 3N/A
Bedroom 4N/A
Dining Room13X12Main
Family RoomN/A
Kitchen12X9Main
Laundry9X6Basement
Living Room17X12Main
Master Bedroom11X12Main

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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4 bd · 1.5 ba · 1,725 sqft
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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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