$344,000

995 Reserve Drive, Elgin, IL 60124

Active
3 beds 2.5 baths 1,976 sqft (assessor) Built 2008 Residential MLS #MRD12732907 13 days on market
Listing courtesy of Capi Realty Group, LLC · 847-346-4475 · kimmy@capirealty.com · MLS #MRD12732907 · Status: Active
Location, style, and space come together in this meticulously cared-for 3-bedroom, 21/2-bath townhome in the popular Reserve of West Elgin. Tastefully upgraded with custom millwork and fine finishes throughout, this modern gem begins on the lower level, just off the 2-car garage, where a spacious and versatile flex room awaits. Create the perfect home office, workout room, den, or whatever suits your lifestyle-bring your ideas! The main level showcases gorgeous hardwood flooring flowing through the expansive Living and Dining Rooms, along with a conveniently located Laundry Room and updated Powder Room. At the heart of the home is a beautiful Kitchen featuring 42" maple cabinetry, a gourmet center island, Corian countertops, and newer stainless-steel appliances. Just beyond, a private rear deck provides the perfect spot to relax and unwind. Upstairs, plush carpeting leads to three bright bedrooms and a full bathroom, including an impressive Primary Suite with a vaulted ceiling, private en-suite bath, and generous custom closets. Enjoy easy access to a paved two-mile walking path, Gail Borden Public Library, expressways, Metra, and an abundance of shopping, dining, and entertainment along the Randall Road corridor. With plenty of guest parking right outside your front door, this home offers the space, style, and convenience you've been looking for. Modern living. Low-maintenance lifestyle. Welcome home! Schedule your private showing today!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier
Interior features
Vaulted Ceiling(s), Storage, Walk-In Closet(s), Open Floorplan, Special Millwork, Separate Dining Room
Flooring
Hardwood, Carpet
Fireplaces
0
Basement
Finished, Partial, Daylight
Laundry
Main Level, Washer Hookup, Gas Dryer Hookup, In Unit
Additional rooms
No additional rooms
Total rooms
7

Building & exterior

Age
16-20 Years
Stories
3
Entry level
1
Exterior
Vinyl Siding, Brick
Exterior features
Balcony
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens, Blinds, Garden Window(s)
Doors
Lever Style Door Handles, Panel Door(s)
Other structures
Storage
Exposure
North

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
58X21
Lot description
Common Grounds
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers
Equipment
CO Detectors, Ceiling Fan(s)

HOA & community

Assessment
$248 / monthly
Assessment includes
Insurance, Exterior Maintenance, Lawn Care, Snow Removal
Pets
Cats OK, Dogs OK

Schools

Elementary
Otter Creek Elementary School (46)
Junior high
Abbott Middle School (46)
High school
South Elgin High School (46)

Taxes & terms

Annual taxes
$6,108 (2025)
Parcel number (PIN)
0629428082
PIN
0629428082
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
8/13/2026

Rooms

RoomSizeLevelFlooring
Bedroom 210X10SecondCarpet
Bedroom 310X10SecondCarpet
Bedroom 4N/A
Dining Room15X10MainHardwood
Family Room12X18LowerCarpet
Kitchen13X16MainHardwood
Laundry7X6MainVinyl
Living Room12X14MainHardwood
Master Bedroom20X12SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Want to see this home?

The Dawn Simmons Team (RE/MAX Suburban) can show you any listed property and give you a straight answer on what it's really worth. Call/text Josh at (224) 628-4013.

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