$399,900

1123 Pine Valley Court, Elgin, IL 60124

Active
3 beds 3.5 baths 2,136 sqft (assessor) Built 2006 Residential MLS #MRD12737789 2 days on market
Listing courtesy of Executive Realty Group LLC · 630-894-1030 · MLS #MRD12737789 · Status: Active
3 bedroom, 3.1 bath opportunity in beautiful Bowes Creek Country Club subdivision. The open concept floor plan is sure to impress! Generously sized dining room, living room with brand new carpet & eat in kitchen with hardwood floors that leads out to expansive deck. Also first floor laundry room! Upstairs you'll find 3 large bedrooms, with a master suite which offers spa like bath & walk in closet! The finished English basement has family room, rec area and a full bathroom plus ample storage space! 2 car garage.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Interior features
Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Hardwood
Fireplaces
1
Basement
Finished, Full, Daylight
Laundry
Main Level, In Unit
Additional rooms
Eating Area, Recreation Room
Total rooms
9

Building & exterior

Age
16-20 Years
Stories
2
Entry level
1
Exterior
Vinyl Siding, Brick
Patio & porch
Deck

Parking

Garage spaces
2
Total spaces
2
Parking details
Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
0
Township
Plato
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer

HOA & community

Assessment
$300 / monthly
Assessment includes
Insurance, Exterior Maintenance, Lawn Care, Snow Removal
Pets
Cats OK, Dogs OK

Schools

Elementary
Otter Creek Elementary School (46)
Junior high
Abbott Middle School (46)
High school
South Elgin High School (46)

Taxes & terms

Annual taxes
$10,297 (2025)
Parcel number (PIN)
0525476038
PIN
0525476038
Ownership
Fee Simple w/ HO Assn.
Possession
Closing, Immediate
Special conditions
None
Listed
8/20/2026

Rooms

RoomSizeLevelFlooring
Eating Area9X8Main
Recreation Room23X15Basement
Bedroom 215X11Second
Bedroom 312X11Second
Bedroom 4N/A
Dining Room12X11MainCarpet
Family Room14X13Basement
Kitchen11X11MainHardwood
Laundry8X7Main
Living Room16X15MainCarpet
Master Bedroom17X16Second

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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