$395,000

1130 Duncan Avenue, Elgin, IL 60120

Active
3 beds 2.5 baths 2,800 sqft (assessor) Built 1950 Residential MLS #MRD12742518 1 days on market
Listing courtesy of Weichert, Realtors - All Pro · 708-452-7653 · MLS #MRD12742518 · Status: Active
WELL MAINTAINED BRICK & STONE CAPE COD IN A QUIET PEACEFUL NEIGHBORHOOD. 2800 SQUARE FOOT OF LIVING SPACE. VERY SPACIOUS 2ND FLOOR BEDROOMS. LARGE LIVING ROOM WITH A GAS FIREPLACE, SEPARATE DINING ROOM AND EAT-IN KITCHEN WITH GRANITE COUNTERTOPS. COZY KNOTTY PINE DEN. FULL FINISHED BASEMENT WITH A FAMILY ROOM FEATURING A WOOD BURNING FIREPLACE, REC ROOM, FULL BATH, WORK ROOM , LAUNDRY ROOM AND ABUNDANT STORAGE. SCREENED IN PORCH OVERLOOKING BACKYARD. BRAND NEW A/C IN 2026,2ND FLOOR WINDOWS NEW IN 2022, ATTIC INSULATED IN 2014 EARNING THE SILVER ENERGY CERTIFICATE - SEE IN ADDITIONAL INFO.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Gas Oven
Interior features
Wet Bar, 1st Floor Bedroom, Granite Counters, Separate Dining Room, Pantry, Workshop
Flooring
Hardwood, Carpet
Fireplaces
2
Fireplace details
Wood Burning, Attached Fireplace Doors/Screen, Gas Log, Gas Starter
Basement
Finished, Rec/Family Area, Storage Space, Full
Laundry
Gas Dryer Hookup, Laundry Chute, Sink
Additional rooms
Recreation Room, Workshop, Sun Room
Total rooms
9

Building & exterior

Style
Cape Cod
Age
71-80 Years
Exterior
Brick, Stone
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens, Window Treatments, Drapes
Patio & porch
Screened
Exposure
East

Parking

Total spaces
2
Parking details
Side Driveway, Driveway, Yes

Lot & location

Lot dimensions
60 x 132
Lot description
Landscaped
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Lake Michigan
Sewer
Public Sewer

HOA & community

Assessment includes
None
Community features
Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
(46)
Junior high
(46)
High school
(46)

Taxes & terms

Annual taxes
$8,717 (2025)
Parcel number (PIN)
0612205009
PIN
0612205009
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/25/2026

Rooms

RoomSizeLevelFlooring
Recreation Room22X13BasementCeramic Tile
Work Room20X14BasementTile
Sun Room14X12Main
Bedroom 218X13SecondCarpet
Bedroom 312X9MainHardwood
Bedroom 4N/A
Dining Room13X13MainHardwood
Family Room26X13BasementTile
Kitchen15X12MainTile
Laundry14X10BasementTile
Living Room28X13MainCarpet
Master Bedroom20X13SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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