$270,000

1323 Providence Circle, Elgin, IL 60120

Active
2 beds 1.5 baths 1,316 sqft (other) Built 1997 Residential MLS #MRD12746072 1 days on market
Listing courtesy of Baird & Warner · 630-778-1855 · MLS #MRD12746072 · Status: Active
Ready to live in highly desirable Cobblers Crossing?! This is your chance! This two-story townhome is ready to be yours and has all of the updates already completed! Your kitchen hosts white cabinets, neutral counters and flooring, a new refrigerator, separate eating area and convenient access to your attached 1 car garage! Tall ceilings and a generous amount of natural light carry you throughout this main level that also holds your powder room, main dining area, and living room which also features direct access to your beautiful and peaceful backyard! Upstairs you will find a spacious primary suite with double closets, vaulted ceiling and access to the shared updated full bathroom with a tub/shower combo. Your generously sized secondary bedroom, laundry room and separate linen closet are also located on the second level. List of upgrades includes: New windows, new carpeting, new refrigerator, freshly painted kitchen cabinets, new washer + dryer (conveniently located on the second floor!), new water heater, newer AC + furnace, newer garage opener, plus the HOA replaced roof, siding and driveway in 2022! Attached 1 car garage plus ample guest parking! Pet friendly. Close to I-90! This is one you won't want to miss!
🎥 Virtual tour →

Property details

Interior

Interior features
Walk-In Closet(s)
Flooring
Carpet
Basement
None
Laundry
Upper Level, Washer Hookup, Gas Dryer Hookup, In Unit
Additional rooms
No additional rooms
Total rooms
5

Building & exterior

Age
26-30 Years
Stories
2
Entry level
1
Exterior
Aluminum Siding, Brick
Patio & porch
Patio

Parking

Garage spaces
1
Total spaces
1
Parking details
Asphalt, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
COMMON
Lot description
Mature Trees
Township
Hanover
County
Cook

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Lake Michigan
Sewer
Public Sewer

HOA & community

Assessment
$270 / monthly
Assessment includes
Exterior Maintenance, Lawn Care, Snow Removal
Pets
Cats OK, Dogs OK

Schools

Elementary
(46)
Junior high
(46)
High school
(46)

Taxes & terms

Annual taxes
$3,988 (2023)
Parcel number (PIN)
06062080081148
PIN
06062080081148
Ownership
Condo
Possession
Closing
Special conditions
None
Listed
8/29/2026

Rooms

RoomSizeLevelFlooring
Bedroom 214X12SecondCarpet
Bedroom 3N/A
Bedroom 4N/A
Dining Room14X12MainCarpet
Family RoomN/A
Kitchen12X10MainPorcelain Tile
Laundry8X8Second
Living Room16X20MainCarpet
Master Bedroom20X20SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2023) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

🏠 This home is in Cobblers Crossing — see the community's listings, sold prices, and market stats.

Recently sold nearby

AddressBeds / BathsSoldPrice
1321 Providence Circle 2 bd / 1.5 ba Nov 2025 $260,000
1343 Providence Circle 2 bd / 1 ba Aug 2026 $235,000
1242 Shawford Way 2 bd / 2.5 ba Jul 2026 $250,000
1421 Shawford Way 2 bd / 1.5 ba Nov 2025 $253,000

Sold data courtesy of MRED as distributed by MLS GRID; properties may be listed or sold by various participants in the MLS.

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Want to see this home?

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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