$735,000

3605 Harmony Circle, Elgin, IL 60124

Active
5 beds 4.5 baths 3,389 sqft (builder) Built 2019 Residential MLS #MRD12750414 2 days on market
Listing courtesy of Baird & Warner · 847-392-1855 · MLS #MRD12750414 · Status: Active
Welcome to a home designed for gathering, celebrating, and making memories. This beautifully appointed 5-bedroom, 4.5-bath home offers an open-concept layout with exceptional space and flexibility. The soaring two-story family room flows seamlessly into the kitchen, creating the perfect setting for everyday connection and entertaining. A main-level fifth bedroom provides flexibility for an office, guest room, or playroom. The cozy sunroom offers a peaceful retreat for morning coffee or quiet reflection. Upstairs, the spacious primary suite features a tray ceiling and private bath, while three additional bedrooms offer Jack-and-Jill and private bath access. The fully finished basement is made for gathering, featuring an open layout, wet bar, and full bath perfect for holidays, game nights, and entertaining. Outside, enjoy the updated patio, built-in grill, fully fenced yard, and evenings around the fire pit. Best of all, watch Fourth of July fireworks right from your backyard. Additional highlights include hardwood flooring, granite countertops, stainless steel appliances, walk-in pantry, high-efficiency furnace, and solar panels. A home that truly brings people together!
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Property details

Interior

Appliances
Double Oven, Microwave, Dishwasher, Disposal, Stainless Steel Appliance(s), Cooktop
Interior features
Cathedral Ceiling(s)
Flooring
Hardwood
Fireplaces
1
Fireplace details
Gas Starter
Basement
Finished, Full
Laundry
Main Level, Gas Dryer Hookup, In Unit
Additional rooms
Bedroom 5, Breakfast Room
Total rooms
10

Building & exterior

Style
Traditional
Age
6-10 Years
Exterior
Brick, Cedar
Roof
Asphalt
Foundation
Concrete Perimeter

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
80X125X80X125
Township
Plato
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers, 200+ Amp Service, Photovoltaics Third-Party Owned
Equipment
CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System, Water Heater-Gas

HOA & community

Assessment
$377 / annually
Assessment includes
None
Community features
Clubhouse, Park, Pool, Tennis Court(s), Sidewalks, Street Lights, Street Paved

Schools

Elementary
Country Trails Elementary School (301)
Junior high
Prairie Knolls Middle School (301)
High school
Central High School (301)

Taxes & terms

Annual taxes
$14,551 (2025)
Parcel number (PIN)
0512129002
PIN
0512129002
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
9/17/2026

Rooms

RoomSizeLevelFlooring
Breakfast Room12X17MainHardwood
Bedroom 511X13MainCarpet
Bedroom 213X11SecondCarpet
Bedroom 314X11SecondCarpet
Bedroom 414X11SecondCarpet
Dining Room12X13MainHardwood
Family Room15X20MainCarpet
Kitchen17X13MainHardwood
Laundry7X7MainCeramic Tile
Living Room11X17MainHardwood
Master Bedroom14X22SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

🏠 This home is in Highland Woods — see the community's listings, sold prices, and market stats.

Location

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Recently sold nearby

AddressBeds / BathsSoldPrice
3604 Harmony Circle 5 bd / 4 ba Dec 2025 $700,000
3606 Harmony Circle 3 bd / 2 ba May 2026 $580,000
3596 Prestwick Court 6 bd / 4.5 ba Jun 2026 $750,000
635 Slate Run 4 bd / 3.5 ba Apr 2026 $670,000

Sold data courtesy of MRED as distributed by MLS GRID; properties may be listed or sold by various participants in the MLS.

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Want to see this home?

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

Based on information submitted to the MLS GRID as of 2026-09-18 13:00:03. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.

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