$414,900

980 S State Street, Elgin, IL 60123

Active
3 beds 3 baths 2,128 sqft (assessor) Built 1933 Residential MLS #MRD12754596 1 days on market
Listing courtesy of RE/MAX Horizon · 847-931-7500 · ron@foxvalleyhomesales.com · MLS #MRD12754596 · Status: Active
Hurry! Very rare to own an "in town location" on 3/4 acre lot! Fenced area perfect for your pets/kids! Charming all brick 2-story custom home with an oversized detached 3 car garage with full walk up 2nd level which awaits your finishing touch! Charm abounds! Cozy family room with arched entry, built ins and stone fireplace with custom mantle! Updated kitchen with granite tops, stainless steel appliances, cherry cabinetry and crown molding! Separate dining room area! Separate flex/sitting area! Oversized living room with parquet hardwood flooring and French door to stone patio! Separate office area with 3 picture windows with side yard views! Convenient 1st floor bedroom with built ins, bay area and private bath with walk in shower! Huge 2nd floor master suite with built ins, door to massive private custom deck and direct access to remodeled bath with glass shower, newer vanity, toilet and flooring! Gracious size 3rd bedroom! Finished basement with rec room with wet bar, play/flex room and full updated bath with walk in shower! Priced to sell! Quick access to Business 20, train station and shopping! Being sold as is!
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Property details

Interior

Appliances
Range, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
Interior features
Cathedral Ceiling(s), 1st Floor Bedroom
Flooring
Hardwood
Fireplaces
1
Fireplace details
Wood Burning
Basement
Finished, Full
Additional rooms
Recreation Room, Sitting Room, Office, Foyer, Library
Total rooms
11

Building & exterior

Style
Cottage
Age
91-100 Years
Exterior
Brick
Roof
Asphalt
Foundation
Concrete Perimeter
Patio & porch
Deck, Patio

Parking

Garage spaces
3
Total spaces
3
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage

Lot & location

Lot dimensions
69x83x78x82x41x90x168
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers
Equipment
Water-Softener Owned, Security System, Ceiling Fan(s)

HOA & community

Assessment includes
None

Schools

Elementary
(46)
Junior high
(46)
High school
(46)

Taxes & terms

Annual taxes
$8,950 (2025)
Parcel number (PIN)
0626201019
PIN
0626201019
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
9/9/2026

Rooms

RoomSizeLevelFlooring
Recreation Room14X13BasementCarpet
Sitting Room16X13SecondHardwood
Office13X10BasementCarpet
Foyer08X06MainHardwood
Library13X11MainHardwood
Bedroom 216X13MainHardwood
Bedroom 317X12SecondHardwood
Bedroom 4N/A
Dining Room13X11MainHardwood
Family Room15X14MainHardwood
Kitchen13X09MainHardwood
LaundryN/A
Living Room29X16MainParquet
Master Bedroom16X13SecondHardwood

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

Recently sold nearby

AddressBeds / BathsSoldPrice
150 Wilson Way 3 bd / 2.5 ba Jun 2026 $385,000
162 Wilson Way 3 bd / 2.5 ba May 2026 $382,000
1480 Raymond Street Raymond Street 3 bd / 2.5 ba Apr 2026 $435,000
339 Hartman Court 3 bd / 1.5 ba Apr 2026 $206,300

Sold data courtesy of MRED as distributed by MLS GRID; properties may be listed or sold by various participants in the MLS.

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Want to see this home?

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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