$399,900

60 E Terra Cotta Avenue, Crystal Lake, IL 60014

Active
2 beds (3 possible) 2 baths 1,157 sqft (assessor) Built 1949 Residential MLS #MRD12757035 2 days on market
Listing courtesy of RE/MAX Suburban · 847-438-6200 · MLS #MRD12757035 · Status: Active
SPECTACULAR RANCH home with 3 BEDROOMS, 2 FULL BATHROOMS and a beautifully FINISHED BASEMENT, backing to the pond and natural surroundings of VETERAN ACRES PARK-creating your own PRIVATE BACKYARD OASIS! Perfect for NATURE LOVERS, this special setting offers peaceful views and mature landscaping right outside your door. The main level features beautiful HARDWOOD FLOORS throughout the living room, dining room and bedrooms. The inviting living room offers a classic WHITE BRICK FIREPLACE and large picture window providing plenty of natural light. The UPDATED EAT-IN KITCHEN features Updated Wood Laminate Flooring, QUARTZ COUNTERTOPS and NEW APPLIANCES, including a SAMSUNG REFRIGERATOR and OVEN plus an LG DISHWASHER. The kitchen opens to a wonderful VAULTED THREE-SEASONS ROOM featuring a WOOD-BURNING STOVE-the perfect place to relax and take in the picturesque views. Step outside to the spacious DECK and FENCED BACKYARD surrounded by mature landscaping. The FINISHED BASEMENT takes this home to another level! A LARGE THIRD BEDROOM provides comfortable additional living space, complemented by a SECOND FULL BATHROOM with porcelain tile and wood laminate flooring. There is also a dedicated HOME OFFICE plus a separate LAUNDRY/MECHANICAL ROOM. But the real conversation piece is the UNIQUE SPEAKEASY-STYLE ROOM cleverly concealed behind a HIDDEN BOOKCASE DOOR-an unexpected and memorable space that's perfect for entertaining! Additional highlights include new roof (2025), new electric panel (2022), new air conditioner, newer windows and siding, newer furnace, gutter guards, and a freshly sealed driveway with SIDE APRON providing additional guest parking. Fantastic location close to DOWNTOWN CRYSTAL LAKE with shopping, dining, entertainment and the METRA TRAIN, plus convenient access to parks and recreation. Sought-after HUSMANN ELEMENTARY, HANNAH BEARDSLEY MIDDLE and PRAIRIE RIDGE HIGH SCHOOL. A truly unique home combining a peaceful natural setting, versatile finished living space and one-of-a-kind features you won't find in the typical ranch!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
Interior features
Cathedral Ceiling(s), Dry Bar, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Quartz Counters
Flooring
Hardwood, Laminate
Fireplaces
2
Fireplace details
Wood Burning, Attached Fireplace Doors/Screen
Basement
Finished, Full
Laundry
Gas Dryer Hookup, In Unit
Additional rooms
Sun Room, Office, Bonus Room
Total rooms
8

Building & exterior

Style
Ranch
Age
71-80 Years
Exterior
Vinyl Siding, Stone
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens, Skylight(s)
Patio & porch
Deck, Porch
Exposure
South

Parking

Garage spaces
1
Total spaces
1
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
79x128x83x138
Lot description
Wooded
Township
Nunda
County
McHenry

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers
Equipment
Security System, CO Detectors, Ceiling Fan(s), Radon Mitigation System

HOA & community

Assessment includes
None
Community features
Park, Lake, Street Lights, Street Paved

Schools

Elementary
Husmann Elementary School (47)
Junior high
Hannah Beardsley Middle School (47)
High school
Prairie Ridge High School (155)

Taxes & terms

Annual taxes
$6,752 (2025)
Parcel number (PIN)
1432277008
PIN
1432277008
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
9/15/2026

Rooms

RoomSizeLevelFlooring
Sun Room14X9MainHardwood
Office9X7BasementWood Laminate
Bonus Room17X9Walkout BasementWood Laminate
Bedroom 215X10MainHardwood
Bedroom 319X13BasementWood Laminate
Bedroom 4N/A
Dining Room12X10MainHardwood
Family RoomN/A
Kitchen15X10MainWood Laminate
Laundry16X7BasementOther
Living Room17X13MainHardwood
Master Bedroom15X10MainHardwood

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

Location

Flip to Satellite to see exactly what the home backs up to — and drag the Street View figure onto the road to walk the block.

Recently sold nearby

AddressBeds / BathsSoldPrice
85 E TERRA COTTA Avenue 6 bd / 0 ba Jun 2026 $725,000
245 N Main Street 2 bd / 1 ba Dec 2025 $243,000
227 2nd Street 4 bd / 1.5 ba Apr 2026 $360,000
189 1st Street 4 bd / 2 ba Oct 2025 $415,000

Sold data courtesy of MRED as distributed by MLS GRID; properties may be listed or sold by various participants in the MLS.

Similar homes nearby

$399,900
4 bd · 2 ba · 2,272 sqft
58 E Terra Cotta Avenue, Crystal Lake, IL 60014
$440,000
4 bd · 3.5 ba · 2,976 sqft
143 Mccullom Street, Crystal Lake, IL 60014
$475,000
4 bd · 3.5 ba · 3,321 sqft
16 Crystal Ridge Drive, Crystal Lake, IL 60012
Want to see this home?

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

Based on information submitted to the MLS GRID as of 2026-09-16 09:53:03. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.

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