$399,896

468 Locust Street, Elgin, IL 60123

Active
3 beds 2 baths 3,060 sqft (assessor) Built 1910 Residential MLS #MRD12759419 1 days on market
Listing courtesy of Garry Real Estate · 630-893-2600 · MLS #MRD12759419 · Status: Active
Updated 3 bedroom, 2 bathroom home with a full finished basement and detached 2 car garage in Elgin! The main level features a newly updated kitchen with new cabinets, new gas stove, and new refrigerator. Dining room could be used as firsrt floor bedroom directly next to full bath. Beautifully remodeled bathrooms and fresh updates throughout. Additional improvements include a new high efficiency furnace, new air conditioner, new water heater, new electric panel, new garage doors and openers. Recent exterior updates include a newer roof and siding, Outside, enjoy a long driveway leading to the detached 2 car garage, a large backyard with plenty of room for entertaining or play. A charming south facing front porch that is perfect for enjoying your morning coffee. With numerous major updates already completed, this home offers a great opportunity to enjoy comfortable living with less to worry about.

Property details

Interior

Appliances
Range, Refrigerator, Washer, Dryer, Range Hood
Interior features
1st Floor Full Bath, Separate Dining Room
Basement
Finished, Full
Laundry
Sink
Additional rooms
No additional rooms
Total rooms
7

Building & exterior

Age
100+ Years
Exterior
Vinyl Siding
Exposure
South

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Yes, Garage Owned, Detached, Garage

Lot & location

Lot dimensions
51X200X50X205
Lot description
Mature Trees
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas
Cooling
Window Unit(s)
Water
Public
Sewer
Public Sewer

HOA & community

Assessment includes
None

Schools

Elementary
Washington Elementary School (46)
Junior high
Abbott Middle School (46)
High school
Larkin High School (46)

Taxes & terms

Annual taxes
$6,905 (2025)
Parcel number (PIN)
0614409020
PIN
0614409020
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
9/14/2026

Rooms

RoomSizeLevelFlooring
Bedroom 214X13SecondLuxury Vinyl
Bedroom 313X11SecondLuxury Vinyl
Bedroom 4N/A
Dining Room13X13MainLuxury Vinyl
Family Room13X11MainLuxury Vinyl
Kitchen16X13MainLuxury Vinyl
Laundry5X9BasementLuxury Vinyl
Living Room13X13MainLuxury Vinyl
Master Bedroom13X12SecondLuxury Vinyl

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

🏠 This home is in Jc and Wh Kimballs — see the community's listings, sold prices, and market stats.

Location

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Recently sold nearby

AddressBeds / BathsSoldPrice
422 Locust Street 3 bd / 0 ba Oct 2025 $375,500
514 Locust Street 3 bd / 1.5 ba Aug 2026 $200,000
208 Moseley Street 5 bd / 0 ba Jun 2026 $448,000
224 Moseley Street 4 bd / 1 ba May 2026 $110,000

Sold data courtesy of MRED as distributed by MLS GRID; properties may be listed or sold by various participants in the MLS.

Similar homes nearby

$284,500
4 bd · 1.5 ba · 1,725 sqft
515 Walnut Avenue, Elgin, IL 60123
$329,900
4 bd · 2 ba · 1,664 sqft
340 Moseley Street, Elgin, IL 60123
$385,000
3 bd · 2 ba · 2,752 sqft
35 Woodland Avenue, Elgin, IL 60123
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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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