$549,900

1020 Hill Avenue, Elgin, IL 60120

Active Under Contract
3 beds (4 possible) 2.5 baths 2,811 sqft (estimated) Built 1930 Residential MLS #MRD12593985 128 days on market
Listing courtesy of My Casa Realty Corp. · 847-565-6063 · virgilio@mycasarealtor.com · MLS #MRD12593985 · Status: Active Under Contract
Completely rebuilt from the original concrete foundation, this exceptional home offers modern design, high-end craftsmanship, and thoughtful upgrades throughout. The open-concept main level features custom hardwood floors, a designer kitchen with quartz countertops, farm sink, peninsula, pantry, and stainless steel appliances, plus a first-floor bedroom and full bath for added convenience. Upstairs, the luxurious primary suite boasts a soaring cathedral ceiling, spa-inspired bathroom with marble finishes, automatic skylights, double floating vanity, and an oversized custom shower with body sprays, rain shower, and bench. Additional living spaces include a guest room, seating area with vaulted ceilings, and elegant glass railings. The finished basement adds valuable living space with epoxy floors, laundry room, and a full bathroom ready for finishing touches with rough in plumbing. Step outside to enjoy a beautifully designed exterior featuring a stamped concrete driveway with heated snow-melt system, custom electronic keypad gate, custom landscaping with irrigation system, deck, and private yard. The home is complete with Andersen windows, custom millwork, 200-amp electrical service, high-efficiency dual a/c and furnace systems(2019), and durable 50-year roofing. Most done with in the last 10yrs. A rare highlight is the nearly completed detached 2 story 2.5-car coach garage with 10' ceilings, heated floors, independent HVAC system, and a almost finished studio above-ideal for guest living or workspace-with rough plumbing for a bathroom and wet bar already in place. This one-of-a-kind property blends luxury, functionality, and modern design-truly move-in ready with incredible potential. A must see!!

Property details

Interior

Interior features
Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan, Quartz Counters
Flooring
Hardwood
Basement
Finished, Full
Laundry
In Unit, Laundry Closet, Sink
Additional rooms
No additional rooms
Total rooms
7

Building & exterior

Age
91-100 Years
Exterior
Shake Siding, Stucco, Stone
Windows
Screens, Skylight(s)
Patio & porch
Deck

Parking

Garage spaces
2
Total spaces
12
Parking details
Concrete, Heated Driveway, Garage Door Opener, Heated Garage, Garage, Yes, Garage Owned, Detached, Driveway

Lot & location

Lot dimensions
50X132
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air, Sep Heating Systems - 2+, Zoned
Cooling
Central Air, Zoned
Water
Public
Sewer
Public Sewer
Electricity
200+ Amp Service
Equipment
CO Detectors, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Water Heater-Gas

HOA & community

Assessment includes
None

Schools

Elementary
(46)
Junior high
(46)
High school
(46)

Taxes & terms

Annual taxes
$6,847 (2024)
Parcel number (PIN)
0612210021
PIN
0612210021
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
3/16/2026

Rooms

RoomSizeLevelFlooring
Bedroom 212X18SecondCarpet
Bedroom 311X10MainHardwood
Bedroom 411X10BasementPainted/Stained
Dining RoomCOMBOMainHardwood
Family RoomN/A
Kitchen16X9MainHardwood
Laundry10X7BasementPainted/Stained
Living Room22X16MainHardwood
Master Bedroom23X14SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2024) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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