$360,000

642 Wellington Avenue, Elgin, IL 60120

Active
2 beds 1 baths Built 1900 Residential MLS #MRD12698385 21 days on market
Listing courtesy of Compass · 847-318-3718 · Joe.Stacy@compass.com · MLS #MRD12698385 · Status: Active
A rare Fox River opportunity offering breathtaking water views, direct Riverwalk access, and a location within one of Elgin's most established and historic neighborhoods. BRAND NEW Furnace and Air conditioning installed July 2026. Surrounded by the rich heritage that helped shape the city, this home is located near the historiical National Watch Company Observatory and just moments from Downtown Elgin's parks, trails, restaurants, and cultural attractions. Perched above the Fox River, this charming 2-bedroom, 1-bath home captures remarkable panoramic water views from both the interior living spaces and the expansive deck. The primary bedroom features direct access to the shared bath, while the second bedroom offers a convenient Murphy bed and an oversized wall-length closet, maximizing both functionality and flexibility. The main level welcomes you with a formal living room where large windows frame stunning river views, creating a peaceful setting for everyday living and entertaining alike. Character-rich details throughout reflect the home's early 1900s origins, blending historic charm with comfortable living. The walkout lower level features a cozy family room, kitchen with a built-in breakfast nook, mechanical room, and a separate exterior entrance that provides easy access to the backyard, Riverwalk, and waterfront. Whether you're searching for a full-time residence, weekend getaway, investment property, or short-term rental opportunity, this home offers exceptional versatility in a truly special riverfront setting. This rare combination of panoramic river views, direct waterfront access, walkability to Downtown Elgin, and long-term ownership seldom come to market. Don't miss this opportunity to own a unique piece of Fox River living.

Property details

Interior

Appliances
Range, Microwave, Refrigerator, Washer, Humidifier
Interior features
1st Floor Bedroom, 1st Floor Full Bath
Fireplaces
0
Basement
Finished, Walk-Out Access
Additional rooms
Mud Room, Deck
Total rooms
5

Building & exterior

Style
Cottage
Age
100+ Years
Exterior
Aluminum Siding
Exterior features
Balcony, Breezeway
Roof
Asphalt
Foundation
Concrete Perimeter, Stone
Windows
Window Treatments, Wood Frames
Doors
Sliding Doors, Storm Door(s)
Patio & porch
Patio
Other structures
Shed(s)
Exposure
North,South

Parking

Garage spaces
1
Total spaces
1
Parking details
Concrete, Garage Door Opener, Yes, Garage Owned, Detached, Garage

Lot & location

Lot dimensions
60x150
Township
Elgin
County
Kane
Waterfront
Yes
Water body
FOX RIVER

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers, 150 Amp Service
Equipment
Ceiling Fan(s), Sump Pump, Water Heater-Gas

HOA & community

Assessment includes
None
Community features
Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Huff Elementary School (46)
Junior high
Kenyon Woods Middle School (46)
High school
South Elgin High School (46)

Taxes & terms

Annual taxes
$2,409 (2024)
Parcel number (PIN)
0624177022
PIN
0624177022
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
7/15/2026

Rooms

RoomSizeLevelFlooring
Mud Room8X6MainCarpet
Deck23X10MainOther
Bedroom 28X13MainCarpet
Bedroom 3N/A
Bedroom 4N/A
Dining RoomN/A
Family Room8X16Walkout BasementVinyl
Kitchen11X16Walkout BasementVinyl
Laundry15X13Walkout BasementOther
Living Room12X17MainCarpet
Master Bedroom10X14MainCarpet

What would this home cost per month?

Using this listing's actual tax bill (2024) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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