$460,000

1117 Annandale Drive, Elgin, IL 60123

Active Under Contract
4 beds 2.5 baths 2,474 sqft (other) Built 1998 Residential MLS #MRD12703743 20 days on market
Listing courtesy of Baird & Warner Fox Valley - Geneva · 630-377-1855 · gustin.harshbarger@bairdwarner.com · MLS #MRD12703743 · Status: Active Under Contract
Exceptional opportunity to own this meticulously maintained 4-bedroom, 2.1-bath home located in Willow Bay offering 2,474 square feet of beautifully updated living space and a premium location backing to protected wetlands. The spacious floor plan features generously sized rooms throughout and tasteful decor that makes this home truly move-in ready. The upgraded kitchen is designed for both everyday living and entertaining with quartz countertops, high-end cabinetry, abundant built-ins, and plenty of workspace. The fully finished basement provides exceptional additional living space, perfect for a recreation room, media room, home gym, or entertaining guests. Step outside to the expansive deck and enjoy peaceful views of the protected wetlands. Major updates include a new roof and HVAC system (2017) and water heater (2024), providing added peace of mind. This well-maintained home combines quality updates, spacious living, and a picturesque setting.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Interior features
Vaulted Ceiling(s), Walk-In Closet(s), High Ceilings
Flooring
Hardwood
Basement
Finished, Full
Laundry
Upper Level, Gas Dryer Hookup, Electric Dryer Hookup
Additional rooms
Bonus Room, Recreation Room
Total rooms
10

Building & exterior

Style
Traditional
Age
26-30 Years
Exterior
Vinyl Siding
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens
Patio & porch
Deck
Exposure
North

Parking

Garage spaces
2
Total spaces
6
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Driveway, Owned, Garage

Lot & location

Lot dimensions
61 x 124 x 59 x 125
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer

HOA & community

Assessment
$156 / annually
Assessment includes
Insurance
Community features
Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Fox Meadow Elementary School (46)
Junior high
Kenyon Woods Middle School (46)
High school
South Elgin High School (46)

Taxes & terms

Annual taxes
$11,508 (2025)
Parcel number (PIN)
0628330017
PIN
0628330017
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
7/13/2026

Rooms

RoomSizeLevelFlooring
Bonus Room34X15BasementCarpet
Recreation Room42X24BasementCarpet
Bedroom 210X12SecondCarpet
Bedroom 312X9SecondCarpet
Bedroom 412X11SecondCarpet
Dining Room12X10MainHardwood
Family Room21X13MainCarpet
Kitchen12X13MainHardwood
LaundryN/A
Living Room12X15MainHardwood
Master Bedroom17X14SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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