$424,999

3 RIDGE Court, South Elgin, IL 60177

Active Under Contract
3 beds (4 possible) 2.5 baths 2,052 sqft (plans) Built 1995 Residential MLS #MRD12735473 6 days on market
Listing courtesy of Chase Real Estate LLC · 630-527-0095 · cristy.trepachko@mychaseagent.com · MLS #MRD12735473 · Status: Active Under Contract
Picture perfect 4 bedroom, 2 and a half bath home on a quiet cul-de-sac in desirable South Elgin featuring a covered front porch, refinished hardwood floors throughout the main level, upgraded eat-in kitchen with stainless steel appliances, designer cabinets, pantry and open to the vaulted family room, formal living and dining room combo, primary bedroom with vaulted ceiling and huge walk-in closet, convenient first-floor laundry, plus a nicely finished basement with recreation room, fourth bedroom with French doors and full bathroom with shower; recent updates include new roof (March 2023), carpet (July 2024), deck (June 2024), exterior paint (May 2024), interior paint (August 2026), AC unit (May 2026), water heater (July 2024), garage door (May 2026), water softener (July 2024), refinished hardwood floors (August 2026) and four main-level windows (August 2026), all on a fenced backyard near park, Metra, shopping, schools and Randall Road in the highly sought-after South Elgin schools-view the 360 tour and schedule your private showing today!
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Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
Interior features
Cathedral Ceiling(s)
Flooring
Hardwood
Basement
Finished, Full
Laundry
Main Level, In Unit
Additional rooms
Recreation Room, Storage, Foyer
Total rooms
9

Building & exterior

Style
Contemporary
Age
31-40 Years
Exterior
Aluminum Siding
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens
Patio & porch
Deck, Porch

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
58.95X106.19X103X128.64
Lot description
Cul-De-Sac, Landscaped
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers
Equipment
Security System, CO Detectors, Ceiling Fan(s), Sump Pump

HOA & community

Assessment includes
None
Community features
Park, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Fox Meadow Elementary School (46)
Junior high
Kenyon Woods Middle School (46)
High school
South Elgin High School (46)

Taxes & terms

Annual taxes
$8,496 (2025)
Parcel number (PIN)
0628420018
PIN
0628420018
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/19/2026

Rooms

RoomSizeLevelFlooring
Recreation Room13X30BasementCarpet
Storage9X16Basement
Foyer5X6MainHardwood
Bedroom 213X14SecondCarpet
Bedroom 311X12SecondCarpet
Bedroom 49X12BasementCarpet
Dining RoomCOMBOMainHardwood
Family Room15X12MainHardwood
Kitchen13X15MainHardwood
Laundry5X5Main
Living Room13X15MainHardwood
Master Bedroom13X14SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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