$640,000

3617 Emerald Road, Elgin, IL 60124

Active
5 beds 2.5 baths 3,300 sqft (estimated) Built 2020 Residential MLS #MRD12709497 28 days on market
Listing courtesy of RE/MAX At Home · 847-255-1000 · Baseltarabein@remax.net · MLS #MRD12709497 · Status: Active
Better than new and priced below comparable new construction in the highly sought-after Ponds of Stony Creek, this stunning Normandy model offers premium upgrades that simply aren't included in today's builder packages. Skip the wait, avoid the added expense of upgrades, and move right into a home that's been thoughtfully enhanced and impeccably maintained. A dramatic two-story foyer welcomes you inside, opening to a formal dining room and an expansive family room that flows seamlessly into the gourmet kitchen-the true heart of the home. Designed for both everyday living and entertaining, the chef's kitchen features gleaming quartz countertops, a custom tile backsplash, an oversized island, a walk-in pantry, and professional-grade Thermador appliances rarely found at this price point. Sliding glass doors lead to a fully fenced backyard with a massive patio, creating the perfect space for entertaining guests, enjoying your morning coffee, or letting the kids and pets play freely. The versatile first-floor study offers an ideal work-from-home space and can easily serve as a first-floor bedroom. A conveniently located powder room nearby offers the potential to be expanded with a shower for added flexibility. Upstairs, the luxurious owner's suite is a true retreat, complete with two walk-in closets and a spa-inspired bath featuring a newly added oversized soaking tub. Three additional generously sized bedrooms-two with walk-in closets-provide all the space your family needs. Curb appeal abounds with a charming covered front porch, while the oversized 3-car garage offers an epoxy-coated floor and 220V wiring already installed for electric vehicle charging-another valuable upgrade you'll avoid paying extra for in new construction. Additional features include an inground sprinkler system for effortless lawn maintenance, Low-E double-pane windows, a 95% high-efficiency furnace, 13 SEER air conditioning, and a 40-gallon water heater for year-round comfort and energy efficiency. Located in a peaceful sidewalk community featuring a neighborhood park, this exceptional home is served by highly rated Community Unit School District 301 and is just minutes from the Randall Road corridor's premier shopping, dining, and entertainment options. Better than new. Loaded with upgrades. Priced below new construction. This is the opportunity you've been waiting for.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
Interior features
Walk-In Closet(s)
Fireplaces
1
Fireplace details
Gas Log
Basement
Unfinished, Bath/Stubbed, Storage Space, Full
Laundry
Upper Level
Additional rooms
Bedroom 5
Total rooms
9

Building & exterior

Age
6-10 Years
Exterior
Brick

Parking

Garage spaces
3
Total spaces
6
Parking details
Asphalt, Garage Door Opener, EV Ready, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached, Driveway, Garage

Lot & location

Lot dimensions
135 X 80
Township
Plato
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer, Storm Sewer
Electricity
200+ Amp Service
Equipment
CO Detectors, Sump Pump, Sprinkler-Lawn, Water Heater-Gas

HOA & community

Assessment
$500 / annually
Assessment includes
Insurance
Community features
Park, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
(301)
Junior high
(301)
High school
(301)

Taxes & terms

Annual taxes
$13,509 (2024)
Parcel number (PIN)
0536370008
PIN
0536370008
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
7/20/2026

Rooms

RoomSizeLevelFlooring
Bedroom 511X12MainCarpet
Bedroom 216X13SecondCarpet
Bedroom 313X12SecondCarpet
Bedroom 413X12SecondCarpet
Dining Room15X12MainWood Laminate
Family Room26X19MainWood Laminate
Kitchen21X21MainWood Laminate
Laundry13X8Second
Living Room19X19MainCarpet
Master Bedroom22X19SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2024) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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5 bd · 4 ba · 3,876 sqft
3589 Emerald Road, Elgin, IL 60124
$629,000
4 bd · 3.5 ba · 3,261 sqft
3579 Emerald Road, Elgin, IL 60124
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