$765,000

3589 Emerald Road, Elgin, IL 60124

Active Under Contract
5 beds 4 baths 3,876 sqft (builder) Built 2022 Residential MLS #MRD12735705 8 days on market
Listing courtesy of Berkshire Hathaway HomeServices Starck Real Estate · 847-359-4600 · clientcare@starckre.com · MLS #MRD12735705 · Status: Active Under Contract
Why wait to build or settle for less when you can move right into the version everyone wishes they still built? Facing east and built in 2022, this exceptional home is situated on one of the best lots and locations in Ponds of Stony Creek and features the original Newcastle floor plan within highly sought-after St. Charles School District 303. This is not the builder's model home, but don't be surprised if it looks even more stunning. This exceptional home features Lennar's Designer Select package. The builder may still offer the Newcastle floor plan, but definitely not like this anymore. This home delivers the features your neighbors wish they had, including a bump-out fireplace, garden tub, bay windows, designer select finishes, a premium lot fronting the community walking trail, and top-grade epoxy flooring in the garage. Offering approximately 3,820 square feet, this is one of the largest Newcastle floor plans in the community and includes 5 bedrooms, 4 full bathrooms, a full basement, and a 3-car garage. A dramatic two-story foyer welcomes you into spacious formal living and dining areas before leading to the heart of the home. The gourmet kitchen features quartz countertops, 42-inch cabinetry, stainless steel appliances, a large center island, and beautifully selected finishes. The kitchen opens to a spacious family room anchored by a fireplace, creating a warm and inviting space for everyday living and entertaining. The main level also includes a private study and a highly desirable guest bedroom with access to a full bathroom, making it ideal for overnight guests, extended family, or multigenerational living. Upstairs, each generously sized bedroom offers convenient bathroom access. The impressive owner's suite features a stepped ceiling, a private office or sitting area, oversized split walk-in closets, and a spacious private bathroom with a garden tub. Why settle for today's standard new construction when you can own the upgraded version everyone wishes they still built? Buyers/Buyer's Agent must email their PreApproval Letter to the listing agent before we confirm any showing request. No PreApproval Letter, No Showing. **All furnitures are negotiable. Buyers are welcome to name their price, and the sellers will consider all offers.**
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Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s)
Interior features
Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Open Floorplan, Separate Dining Room, Paneling, Quartz Counters
Flooring
Hardwood, Carpet
Fireplaces
1
Basement
Unfinished, Full
Laundry
Main Level, Gas Dryer Hookup, In Unit
Additional rooms
Breakfast Room, Office, Bedroom 5
Total rooms
11

Building & exterior

Style
Traditional
Age
1-5 Years
Exterior
Brick, Frame, Block
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Drapes
Patio & porch
Porch
Exposure
East

Parking

Garage spaces
3
Total spaces
3
Parking details
Asphalt, Garage Door Opener, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
12000
Township
Campton
County
Kane

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Public
Sewer
Public Sewer, Storm Sewer
Equipment
Security System, CO Detectors, Sump Pump

HOA & community

Assessment
$42 / monthly
Assessment includes
Insurance
Community features
Park, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
(303)
Junior high
(303)
High school
(303)

Taxes & terms

Annual taxes
$16,150 (2025)
Parcel number (PIN)
0801129010
PIN
0801129010
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
8/18/2026

Rooms

RoomSizeLevelFlooring
Breakfast Room10X15MainHardwood
Office4X6SecondCarpet
Bedroom 57X13MainHardwood
Bedroom 213X15SecondCarpet
Bedroom 312X11SecondCarpet
Bedroom 412X16SecondCarpet
Dining Room12X13MainHardwood
Family Room21X18MainHardwood
Kitchen10X21MainHardwood
Laundry8X10MainHardwood
Living Room13X13MainHardwood
Master Bedroom16X18SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Want to see this home?

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