$919,000

770 Reserve Court, South Elgin, IL 60177

Active
3 beds 3.5 baths 3,906 sqft (assessor) Built 2004 Residential MLS #MRD12719568 1 days on market
Listing courtesy of Coldwell Banker Realty · 630-377-1771 · laura.hoveke@cbrealty.com · MLS #MRD12719568 · Status: Active
A showcase of timeless luxury and exceptional craftsmanship, this stunning exclusive Reserve Court residence offers refined living, remarkable privacy, and an ideal floor plan designed for both everyday comfort and elegant entertaining. Nestled on a beautifully landscaped lot surrounded by mature trees, this private backyard retreat is a rare opportunity in one of the area's most sought-after communities. Step inside to an impressive two-story foyer that immediately sets the tone for the home's sophisticated design. Just off the entry, a distinguished executive office is bathed in natural light from beautiful bay windows overlooking the front yard and features a detailed ceiling along with custom built-in wood cabinetry, creating an inspiring workspace. Across the foyer, the elegant formal dining room showcases intricate ceiling details, extensive custom millwork, and picturesque views of the private backyard. At the heart of the home is an extraordinary kitchen, thoughtfully designed for both function and style. Recently refreshed with new paint, quartz countertops, a quartz backsplash, and a new gas rangetop, this stunning space features an oversized center island, custom cabinetry, a double oven, and a handcrafted wood range hood accented by decorative millwork. The adjoining breakfast area is surrounded by windows that flood the room with natural light and opens through sliding glass doors to an expansive patio overlooking the peaceful backyard, where mature trees create exceptional privacy. The breathtaking family room is the true centerpiece of the home, highlighted by soaring vaulted ceilings, dramatic custom wood beams, elegant ceiling details, and expansive windows that create an inviting atmosphere filled with natural light. The main level also offers exceptional flexibility with a spacious first-floor bedroom featuring direct access to the backyard patio and a full bathroom, making it ideal for guests or related living. A convenient powder room completes the first floor. Upstairs, an inviting loft provides the perfect space for a media room, reading area, or additional family lounge. The luxurious primary suite is a true private retreat, featuring a dramatic tray ceiling accented with crown molding, a cozy double-sided fireplace, and a large picture window that fills the space with natural light. The spa-inspired ensuite bath offers dual vanities, a relaxing soaking tub, an oversized walk-in glass shower with a steam shower feature, and a spacious walk-in closet complete with custom organization systems. Thoughtful updates include a tankless water heater and water softener system (2024), along with a roof replacement completed in 2024. The unfinished basement offers exceptional potential for future expansion and is already plumbed for an additional full bathroom, providing the perfect opportunity to create additional living space, a recreation area, home gym, or guest suite tailored to your needs. The third bedroom features soaring vaulted ceilings, a large picture window, and generous space, making it equally suited as a bedroom, guest suite, or home office. A beautifully appointed full hall bathroom is conveniently located nearby. Outside, the professionally landscaped backyard offers the privacy so many buyers seek, with mature trees creating a peaceful backdrop for relaxing, entertaining, or dining outdoors. Complete with three spacious bedrooms, three full bathrooms, a powder room, and an attached three-car garage, this exceptional residence blends luxury, comfort, and thoughtful design throughout. Located in the highly desirable Thornwood community of South Elgin, residents enjoy outstanding neighborhood amenities while being just minutes from the award-winning restaurants, boutique shopping, scenic Fox River, parks, and historic downtown districts of both St. Charles and Geneva. Homeowners also enjoy full access to Thornwood's resort-style amenities, including a community clubhouse, outdoor pool, tennis c

Property details

Interior

Appliances
Double Oven, Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
Interior features
1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Pantry
Flooring
Carpet
Fireplaces
3
Fireplace details
Double Sided
Basement
Unfinished, Full
Laundry
Upper Level, In Unit, Sink
Additional rooms
Breakfast Room, Loft, Office
Total rooms
9

Building & exterior

Age
21-25 Years
Exterior
Brick
Roof
Asphalt
Windows
Drapes, Bay Window(s), Blinds
Doors
French Doors, Sliding Glass Door(s)
Patio & porch
Patio

Parking

Garage spaces
3
Total spaces
3
Parking details
Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
173 X 31.8 X 27.9 X 27.9 X 23.4 X 175.1 X 92.9
Lot description
Mature Trees
Township
St. Charles
County
Kane

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Equipment
Water-Softener Owned, Security System, Intercom, CO Detectors, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Backup Sump Pump;, Radon Mitigation System

HOA & community

Assessment
$170 / quarterly
Assessment includes
Insurance

Schools

Elementary
(303)
Junior high
(303)
High school
(303)

Taxes & terms

Annual taxes
$17,990 (2025)
Parcel number (PIN)
0905301008
PIN
0905301008
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
9/1/2026

Rooms

RoomSizeLevelFlooring
Breakfast Room26X18MainTile
Loft18X13SecondCarpet
Office14X11MainCarpet
Bedroom 216X14SecondCarpet
Bedroom 319X14MainCarpet
Bedroom 4N/A
Dining Room17X14MainHardwood
Family Room17X15MainCarpet
Kitchen18X14MainTile
LaundryN/A
Living RoomN/A
Master Bedroom26X16SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

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🏠 This home is in Thornwood — see the community's listings, sold prices, and market stats.

Recently sold nearby

AddressBeds / BathsSoldPrice
791 Reserve Court 4 bd / 4.5 ba Jan 2026 $990,000
710 Reserve Court 5 bd / 3 ba Jun 2026 $798,000
761 Reserve Court 4 bd / 4.5 ba Dec 2025 $906,000
890 Reserve Court 4 bd / 3.5 ba Feb 2026 $850,000

Sold data courtesy of MRED as distributed by MLS GRID; properties may be listed or sold by various participants in the MLS.

Similar homes nearby

$990,000
4 bd · 4.5 ba · 3,502 sqft
661 Reserve Court, South Elgin, IL 60177
$740,000
4 bd · 2.5 ba · 3,487 sqft
2198 Sutton Drive, South Elgin, IL 60177
$950,000
4 bd · 6 ba · 4,216 sqft
632 Waters Edge Drive, South Elgin, IL 60177
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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

Based on information submitted to the MLS GRID as of 2026-09-01 18:00:02. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.

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