$285,000

85 WILCOX Avenue, Elgin, IL 60123

Active Under Contract
2 beds (3 possible) 2 baths 1,038 sqft (assessor) Built 1900 Residential MLS #MRD12719862 3 days on market
Listing courtesy of Brenda E Puga · 224-356-6750 · brenda_puga@hotmail.com · MLS #MRD12719862 · Status: Active Under Contract
Welcome to this beautifully maintained Brick Bungalow, perfectly situated on a desirable corner lot close to major streets, schools, and shopping. The main level boasts a bright kitchen with a cozy breakfast nook, ideal for morning coffee. Downstairs, the full finished basement offers incredible flexibility with a dedicated family room featuring a wet bar for entertaining, an extra bedroom, and a versatile den/office space perfect for guests, hobbies, or working from home. Step outside into your private, spacious fenced oasis, beautifully landscaped with mature trees, bushes, and vibrant perennials. The outdoor patio comes complete with a cabana, creating the perfect setting for summer gatherings. Additional highlights include low property taxes, a walk-up attic with excellent potential for future living space, a new air conditioning system installed in 2022, and brand-new vinyl windows and patio updated in 2025. This home blends classic charm with practical modern updates! ***Multiple offers received. Best & Highest due 8/1 at 4pm***

Property details

Interior

Appliances
Range, Refrigerator, Washer, Stainless Steel Appliance(s), Range Hood
Interior features
Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Separate Dining Room
Flooring
Laminate
Fireplaces
1
Fireplace details
Wood Burning, Masonry
Basement
Finished, Egress Window, Block, 8 ft + pour, Rec/Family Area, Storage Space, Full
Laundry
Gas Dryer Hookup, In Unit
Additional rooms
Den, Storage
Total rooms
8

Building & exterior

Style
Bungalow
Age
100+ Years
Exterior
Brick
Roof
Asphalt
Foundation
Concrete Perimeter
Windows
Screens, Skylight(s)
Patio & porch
Patio
Other structures
Shed(s), Cabana, Storage
Exposure
South

Parking

Garage spaces
1
Total spaces
3
Parking details
Brick Driveway, Concrete, No Garage, Yes, Garage Owned, Detached, Driveway, Owned, Garage

Lot & location

Lot dimensions
46x132
Lot description
Corner Lot
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Steam, Radiator(s)
Cooling
Small Duct High Velocity
Water
Public
Sewer
Public Sewer
Electricity
Circuit Breakers
Equipment
CO Detectors, Ceiling Fan(s), Water Heater-Gas

HOA & community

Assessment includes
None
Community features
Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Highland Elementary School (46)
Junior high
Kimball Middle School (46)
High school
Larkin High School (46)

Taxes & terms

Annual taxes
$4,651 (2025)
Parcel number (PIN)
0614330013
PIN
0614330013
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
7/30/2026

Rooms

RoomSizeLevelFlooring
Den12X09BasementCarpet
Storage11X09BasementOther
Bar/Entertainment06X05BasementCeramic Tile
Bedroom 211X09MainLaminate
Bedroom 312X12BasementCeramic Tile
Bedroom 4N/A
Dining Room12X12MainCeramic Tile
Family Room22X12BasementCeramic Tile
Kitchen12X10MainCeramic Tile
Laundry10X07BasementOther
Living Room17X11MainTile
Master Bedroom11X09MainLaminate

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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