$275,000

121 S Commonwealth Avenue, Elgin, IL 60123

Active Under Contract
2 beds 1 baths 1,012 sqft (landlord/tenant/seller) Built 1954 Residential MLS #MRD12738121 5 days on market
Listing courtesy of Suburban Life Realty, Ltd · 847-363-0990 · lysienma@suburbanliferealty.com · MLS #MRD12738121 · Status: Active Under Contract
Solid and well-maintained brick ranch near Abbott Middle School and neighborhood park/playground. Eat in kitchen with oak cabinetry. Hardwood floors throughout the home, except for the kitchen and bathroom. Bedrooms and main living spaces have been freshly painted. Basement includes recreation room w/ dry bar, lots of storage space and laundry area (includes washer and dryer). New roof in 2026, not including garage roof. New energy efficient windows, gutters, fascia and siding (2019). New ceiling fan in living room (2026). Attic insulated in 2021. Concrete patio in the back yard with gas grill that plugs directly into the home, no need for a propane tank.

Property details

Interior

Basement
Partially Finished, Full
Additional rooms
No additional rooms
Total rooms
4

Building & exterior

Age
71-80 Years
Exterior
Brick

Parking

Garage spaces
1
Total spaces
1
Parking details
Concrete, Yes, Detached, Garage

Lot & location

Lot dimensions
0.1515
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Public
Sewer
Public Sewer

HOA & community

Assessment includes
None

Schools

Elementary
Washington Elementary School (46)
Junior high
Abbott Middle School (46)
High school
Larkin High School (46)

Taxes & terms

Annual taxes
$4,957 (2025)
Parcel number (PIN)
0614355005
PIN
0614355005
Ownership
Fee Simple
Possession
Closing
Special conditions
Standard
Listed
8/21/2026

Rooms

RoomSizeLevelFlooring
Bedroom 212X12Main
Bedroom 3N/A
Bedroom 4N/A
Dining RoomN/A
Family RoomN/A
Kitchen15X11Main
LaundryN/A
Living Room19X17Main
Master Bedroom13X11Main

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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Want to see this home?

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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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