$549,900

3020 Chalkstone Avenue, Elgin, IL 60124

Active
4 beds 2.5 baths 3,960 sqft (estimated) Built 2005 Residential MLS #MRD12729170 14 days on market
Listing courtesy of One Source Realty · 630-402-0015 · miles@kombrink.com · MLS #MRD12729170 · Status: Active
Welcome to this spacious 4-bedroom, 2.5-bath cedar two-story home in the desirable Providence neighborhood of Elgin. Set on a beautifully landscaped lot, the home features a 2.5-car attached garage, private backyard patio, and a convenient location just steps from neighborhood parks and trails, with easy access to the hospital, Elgin Community College, and the interstate. Inside, modern neutral decor, laminate flooring, and an open floorplan create a bright and inviting atmosphere. The main level offers a comfortable living room, formal dining room, and welcoming family room with a stone fireplace and direct access to the backyard. The eat-in kitchen features a closet pantry and tile backsplash, while a first-floor home office, powder room, and laundry room add everyday convenience. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath with double-bowl vanity, plus a versatile loft area ideal for a second office, playroom, or additional living space. A partial basement with crawl space provides extra storage and flexibility. Recent updates include a newer roof, water heater, and exterior paint. A low HOA fee includes access to the neighborhood clubhouse, and the home is served by Central School District.

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Interior features
Walk-In Closet(s)
Fireplaces
1
Basement
Crawl Space, Partial
Laundry
Main Level
Additional rooms
Office, Loft
Total rooms
10

Building & exterior

Age
21-25 Years
Exterior
Cedar
Roof
Asphalt
Windows
Screens
Patio & porch
Patio
Exposure
East

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
71x125
Lot description
Landscaped
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Equipment
CO Detectors, Sump Pump

HOA & community

Assessment
$425 / annually
Assessment includes
Clubhouse
Community features
Clubhouse, Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Country Trails Elementary School (301)
Junior high
Prairie Knolls Middle School (301)
High school
Central High School (301)

Taxes & terms

Annual taxes
$11,758 (2025)
Parcel number (PIN)
0617301006
PIN
0617301006
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
8/10/2026

Rooms

RoomSizeLevelFlooring
Office15X14MainLuxury Vinyl
Loft15X11SecondLuxury Vinyl
Bedroom 214X12SecondLuxury Vinyl
Bedroom 314X12SecondLuxury Vinyl
Bedroom 421X19SecondLuxury Vinyl
Dining Room15X11MainLuxury Vinyl
Family Room20X16MainLuxury Vinyl
Kitchen20X16MainVinyl
Laundry10X6MainVinyl
Living Room16X12MainLuxury Vinyl
Master Bedroom19X18SecondLuxury Vinyl

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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