$519,900

3051 Bridgeham Street, Elgin, IL 60124

Active Under Contract
4 beds 2.5 baths 3,070 sqft (assessor) Built 2006 Residential MLS #MRD12730671 9 days on market
Listing courtesy of Legacy Properties, A Sarah Leonard Company, LLC · 224-999-9100 · MLS #MRD12730671 · Status: Active Under Contract
Welcome home to 3051 Bridgeham Street - Where space, location, and lifestyle come together in this impressive 4-bedroom, 2.5-bath home offering over 3,000 square feet in Elgin's highly sought-after Providence community! From the spacious interior and versatile floor plan to the private fenced backyard backing to greenbelt and fantastic neighborhood amenities, this home has room for everyone and everything. Step inside to an open and inviting floor plan featuring a bright living room and separate dining area, perfect for entertaining family and friends. The heart of the home is the spacious kitchen featuring 42-inch cabinetry, granite countertops, tile backsplash, stainless steel appliances, and a generous eat-in area. The kitchen opens to the large family room, creating a comfortable everyday gathering space. A convenient first-floor laundry room with utility sink and powder room complete the main level. Upstairs, the oversized primary suite provides a relaxing retreat with a walk-in closet and private en-suite bath featuring a separate shower and soaking tub. Three additional generously sized bedrooms-including one with its own walk-in closet-and a full hall bath complete the second floor. Outside, the fully fenced backyard offers plenty of space for summer entertaining, pets, play, or simply relaxing at the end of the day. Enjoy all that Providence has to offer, including scenic walking and bike trails, a fishing pond, parks, and clubhouse, while remaining conveniently located near shopping, dining, recreation, and major interstates. And there's still more! The enormous basement is just waiting for your finishing touches and offers incredible potential for additional living space. Imagine a huge recreation room, home theater, gym, office, game room, or a combination of them all. With over 3,000 square feet, 4 bedrooms, 2.5 baths, first-floor laundry, a private fenced yard, and incredible future potential, this home truly checks all the boxes!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Interior features
Walk-In Closet(s)
Basement
Unfinished, Full
Laundry
Main Level, In Unit, Sink
Additional rooms
Foyer
Total rooms
8

Building & exterior

Age
16-20 Years
Exterior
Vinyl Siding
Roof
Asphalt
Foundation
Concrete Perimeter

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Attached, Garage

Lot & location

Lot dimensions
8276
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Equipment
Ceiling Fan(s), Sump Pump

HOA & community

Assessment
$400 / annually
Assessment includes
Clubhouse, Other

Schools

Elementary
Country Trails Elementary School (301)
Junior high
Prairie Knolls Middle School (301)
High school
Central High School (301)

Taxes & terms

Annual taxes
$10,769 (2025)
Parcel number (PIN)
0617358001
PIN
0617358001
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
8/12/2026

Rooms

RoomSizeLevelFlooring
Foyer11X9MainCeramic Tile
Bedroom 214X10SecondCarpet
Bedroom 314X10SecondCarpet
Bedroom 411X10SecondCarpet
Dining Room18X9MainCarpet
Family Room31X15MainCarpet
Kitchen18X12MainCeramic Tile
Laundry11X9MainCeramic Tile
Living Room24X18MainCarpet
Master Bedroom18X15SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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