$319,319

991 Reserve Drive, Elgin, IL 60124

Active
2 beds 2.5 baths 1,626 sqft (assessor) Built 2008 Residential MLS #MRD12730940 1 days on market
Listing courtesy of HomeSmart Connect LLC · 847-495-5000 · sandyborlandre@gmail.com · MLS #MRD12730940 · Status: Active
Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space. First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level. The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025. Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community. Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. Randall Road shopping and dining are nearby, with convenient access to U.S. Route 20, I-90 and Metra service in Elgin.

Property details

Interior

Interior features
Vaulted Ceiling(s), Cathedral Ceiling(s), Storage, Walk-In Closet(s), Open Floorplan, Pantry
Fireplaces
1
Fireplace details
Electric
Basement
Finished, Daylight
Laundry
Main Level, Washer Hookup, In Unit, Laundry Closet
Additional rooms
Loft
Total rooms
7

Building & exterior

Age
16-20 Years
Stories
2
Entry level
1
Exterior
Brick, Other
Exterior features
Balcony
Roof
Asphalt
Foundation
Concrete Perimeter

Parking

Garage spaces
2
Total spaces
2
Parking details
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
21 x 58
Lot description
Landscaped
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer, Storm Sewer
Electricity
Circuit Breakers

HOA & community

Assessment
$248 / monthly
Assessment includes
Insurance, Exterior Maintenance, Lawn Care, Snow Removal
Community features
Street Lights
Pets
Cats OK, Dogs OK

Schools

Elementary
Otter Creek Elementary School (46)
Junior high
Abbott Middle School (46)
High school
South Elgin High School (46)

Taxes & terms

Annual taxes
$6,108 (2025)
Parcel number (PIN)
0629428083
PIN
0629428083
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
Standard
Listed
8/28/2026

Rooms

RoomSizeLevelFlooring
Loft12X10SecondLuxury Vinyl
Bedroom 210X10SecondCarpet
Bedroom 3N/A
Bedroom 4N/A
Dining Room16X10MainLuxury Vinyl
Family Room18X12LowerLuxury Vinyl
Kitchen16X13MainLuxury Vinyl
Laundry8X5Main
Living Room14X12MainLuxury Vinyl
Master Bedroom20X12Second

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

🏠 This home is in The Reserve of Elgin — see the community's listings, sold prices, and market stats.

Recently sold nearby

AddressBeds / BathsSoldPrice
1044 Reserve Drive #1044 3 bd / 2.5 ba Dec 2025 $330,000
1043 Crane Pointe Road 2 bd / 2.5 ba Nov 2025 $291,500
2594 Venetian Lane 2 bd / 2 ba Mar 2026 $365,000
2596 Venetian Lane 2 bd / 2 ba Nov 2025 $370,000

Sold data courtesy of MRED as distributed by MLS GRID; properties may be listed or sold by various participants in the MLS.

Similar homes nearby

$344,000
3 bd · 2.5 ba · 1,976 sqft
995 Reserve Drive, Elgin, IL 60124
$325,000
2 bd · 2.5 ba · 1,626 sqft
1021 Crane Point, Elgin, IL 60124
$324,900
2 bd · 2.5 ba · 1,626 sqft
2440 Anna Way #2440, Elgin, IL 60124
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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

Based on information submitted to the MLS GRID as of 2026-08-28 23:00:04. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.

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