$450,000

1211 N Lancaster Circle, South Elgin, IL 60177

Active
3 beds 2.5 baths 1,874 sqft (assessor) Built 1995 Residential MLS #MRD12731736 5 days on market
Listing courtesy of arhome realty · 773-775-5500 · MLS #MRD12731736 · Status: Active
Welcome to 1211 N Lancaster Circle in South Elgin's Sugar Ridge neighborhood, a spacious home with a versatile layout, finished walkout lower level and terrific indoor-outdoor living. Step inside to an impressive vaulted living room filled with natural light, complemented by a separate dining room for everyday meals or entertaining. The kitchen offers plenty of room for casual dining and opens to the comfortable family room with fireplace, creating an easy gathering space at the heart of the home. Just outside, the deck provides a natural extension of the living area for grilling, relaxing and enjoying the backyard. Upstairs you'll find three bedrooms plus a loft-ideal for a home office, reading area, homework space or additional lounge. The primary suite features a walk-in closet and private bath with dual sinks, soaking tub and separate shower. The finished walkout lower level adds approximately 871 square feet of valuable additional space, including a large recreation room, work area and storage, with direct access to the lower outdoor entertaining area and fenced yard. Additional highlights include main-level laundry, an attached 2.5-car garage, mature landscaping and a flexible floor plan with space to spread out on all three levels. Conveniently located in South Elgin with easy access to parks, trails, shopping, dining and the Fox River corridor. A wonderful opportunity to make Sugar Ridge home.

Property details

Interior

Fireplaces
1
Fireplace details
Gas Log
Basement
Finished, Full, Walk-Out Access
Additional rooms
Loft, Recreation Room, Walk In Closet
Total rooms
9

Building & exterior

Style
Traditional
Age
31-40 Years
Exterior
Aluminum Siding

Parking

Garage spaces
2
Total spaces
2
Parking details
Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
65x118.8x23x42.9x109.9
Township
Elgin
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer

HOA & community

Assessment includes
None

Schools

Elementary
Clinton Elementary School (46)
Junior high
Kenyon Woods Middle School (46)
High school
South Elgin High School (46)

Taxes & terms

Annual taxes
$9,069 (2025)
Parcel number (PIN)
0634377002
PIN
0634377002
Ownership
Fee Simple
Possession
Closing
Special conditions
None
Listed
8/13/2026

Rooms

RoomSizeLevelFlooring
Loft10X10SecondCarpet
Recreation Room35X15Walkout BasementCarpet
Walk In Closet7X8SecondCarpet
Bedroom 212X10SecondCarpet
Bedroom 311X11SecondCarpet
Bedroom 4N/A
Dining Room9X10MainLuxury Vinyl
Family Room11X16MainLuxury Vinyl
Kitchen13X12MainTile
Laundry8X9MainTile
Living Room12X16MainLuxury Vinyl
Master Bedroom16X11SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

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