$625,000

3626 Emerald Road, Elgin, IL 60124

Active
4 beds 2.5 baths 3,562 sqft (builder) Built 2021 Residential MLS #MRD12741873 1 days on market
Listing courtesy of eXp Realty - Chicago North Ave · 888-574-9405 · il.broker@exprealty.net · MLS #MRD12741873 · Status: Active
Welcome to 3626 Emerald Rd, a Meticulously Maintained Single Family Home Nestled in the Highly Sought-After Ponds of Stony Creek Community! At 3,562 Sq Ft of Finished Living Space, Plus an Additional 1,754 Unfinished Sq Footage in the Basement, This Oxford Floor Plan is One of the Largest Models and Has Potential to be 5,300+ of Living Space! This Incredible 4 Bed, 2.5 Bath Two-Story Home Also Offers a Versatile 1st-Floor Office w/ Possible 5th Bedroom, Upstairs Loft, Dual Staircases, 3 Walk-In Closets, a Huge Unfinished Basement & a 3-Car Epoxy-Coated Garage! Enter Through the Towering Two-Story Foyer, Which Flows Directly into the Formal Living & Dining Room, Perfect for Entertaining! Continue Back to the Open-Concept Family Room, Sitting Open to the Breakfast Area & Kitchen for the Ultimate Everyday Living Space! The Modern Kitchen Features an Oversized Island w/ Bar Stool Seating & Two Separate Pantries for All Your Storage Needs! Sliding Glass Doors off the Breakfast Area Lead to Your Brick Paver Patio (2024), a Great Spot for Morning Coffee or Evening Get-Togethers! The Office, Powder Room & Laundry Room are All Conveniently Tucked Along the Garage Entryway! Choose From Two Staircases to Make Your Way Upstairs to the Huge Owner's Suite, Complete w/ Coffered Ceilings, a Massive Walk-In Closet & Private Ensuite Bath! A Flexible Loft Space Rounds Out the 2nd Floor, w/ Room to Add Another Bedroom if Desired! The Massive Unfinished Basement Offers Tons of Storage Space & Comes Complete w/ a 2nd Refrigerator & Freezer - Plus a Rough-In Already in Place for an Additional Full Bathroom, Making This a Wonderful Blank Canvas to Add Your Own Finishing Touches! Tons of Updates & Extras Include: Interior Partially Repainted (2025), Lighting Fixture Upgrades (2022 & 2024), Washer & Dryer (2021), Brick Paver Patio (2024), 3-Car Epoxy-Coated Garage, 2nd Refrigerator & Freezer in Basement, Basement Bathroom Rough-In, Radon Mitigation System, Built-In WiFi Connectivity System, 200 Amp Electrical Panel, Sump Pump & Ejector Pit, ADT Security System w/ 3 Built-In Cameras, Honeywell Smart Thermostat & 2 Attic Access Points (Master Bedroom & Garage) for Extra Storage! Situated in a Peaceful Neighborhood, Yet Only Minutes from the Randall Road Corridor's Shopping & Entertainment. Ponds of Stony Creek is a Sidewalk Community w/ a Neighborhood Park! Highly Acclaimed Community Unit School District 301!

Property details

Interior

Appliances
Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Humidifier
Interior features
Cathedral Ceiling(s), Walk-In Closet(s), Coffered Ceiling(s), Separate Dining Room, Pantry, Quartz Counters
Fireplaces
1
Fireplace details
Gas Log
Basement
Unfinished, Full
Laundry
Main Level, Gas Dryer Hookup, In Unit
Additional rooms
Breakfast Room, Office, Loft, Foyer, Utility Room-Lower Level, Storage, Walk In Closet
Total rooms
11

Building & exterior

Age
1-5 Years
Exterior
Brick, Other
Roof
Asphalt
Foundation
Concrete Perimeter
Patio & porch
Porch, Patio
Exposure
South

Parking

Garage spaces
3
Total spaces
3
Parking details
Garage Door Opener, Yes, Garage Owned, Attached, Garage

Lot & location

Lot dimensions
80x134
Township
Plato
County
Kane

Utilities

Heating
Natural Gas, Forced Air
Cooling
Central Air
Water
Public
Sewer
Public Sewer
Electricity
200+ Amp Service
Equipment
Security System, CO Detectors, Sump Pump, Radon Mitigation System, Security Cameras, Water Heater-Gas

HOA & community

Assessment
$500 / annually
Assessment includes
Insurance
Community features
Park, Curbs, Sidewalks, Street Lights, Street Paved

Schools

Elementary
Howard B Thomas Grade School (301)
Junior high
Prairie Knolls Middle School (301)
High school
Central High School (301)

Taxes & terms

Annual taxes
$13,813 (2025)
Parcel number (PIN)
0536368028
PIN
0536368028
Ownership
Fee Simple w/ HO Assn.
Possession
Closing
Special conditions
None
Listed
9/3/2026

Rooms

RoomSizeLevelFlooring
Breakfast Room18X9MainLuxury Vinyl
Office13X11MainCarpet
Loft14X14SecondCarpet
Foyer10X8Main
Utility Room-Lower Level26X11Basement
Storage46X36Basement
Walk In Closet12X8SecondCarpet
Bedroom 216X14SecondCarpet
Bedroom 315X11SecondCarpet
Bedroom 413X11SecondCarpet
Dining Room13X12MainCarpet
Family Room20X18MainLuxury Vinyl
Kitchen15X10MainLuxury Vinyl
Laundry7X7Main
Living Room18X13MainCarpet
Master Bedroom22X19SecondCarpet

What would this home cost per month?

Using this listing's actual tax bill (2025) and actual HOA assessment — adjust anything.

Rates move daily — edit to today's quote. Under 20% down adds PMI automatically.

Estimated monthly payment
$0
Principal & interest
Property taxes
Insurance
PMI (under 20% down)
HOA / assessments

Estimates only — not a loan offer or quote; your rate, insurance and PMI depend on your credit and lender. Run other scenarios on the full mortgage calculator, or ask us to connect you with lenders our clients actually close with.

🏠 This home is in Ponds of Stony Creek — see the community's listings, sold prices, and market stats.

Recently sold nearby

AddressBeds / BathsSoldPrice
3615 Eldorado Road 3 bd / 3 ba Nov 2025 $630,000
1825 Coralito Lane 4 bd / 2.5 ba Oct 2025 $535,000
1828 Coralito Lane 5 bd / 3 ba Dec 2025 $590,000
1833 Coralito Lane 5 bd / 4 ba Dec 2025 $725,000

Sold data courtesy of MRED as distributed by MLS GRID; properties may be listed or sold by various participants in the MLS.

Similar homes nearby

$640,000
5 bd · 2.5 ba · 3,300 sqft
3617 Emerald Road, Elgin, IL 60124
$589,900
4 bd · 2.5 ba · 2,833 sqft
1794 Coralito Lane, Elgin, IL 60124
$765,000
5 bd · 4 ba · 3,876 sqft
3589 Emerald Road, Elgin, IL 60124
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Listings courtesy of MRED as distributed by MLS GRID. MLS GRID

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